MID BEDFORDSHIRE CITIZENS ADVICE BUREAU
Activities for the advancement of education, the protection and preservation of health and the relief of poverty, sickness and distress.
Objects
TO PROMOTE ANY CHARITABLE PURPOSE FOR THE BENEFIT OF THE COMMUNITY IN MID BEDFORDSHIRE AND SURROUNDING AREAS BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS.
Financial health, per its FY2025 accounts
The accounts state that the charity merged with another entity on 1 October 2025, resulting in the preparation of the balance sheet on a breakup basis rather than a going concern basis. Per the trustees' report, unrestricted reserves of £128,232 exceeded the stated policy target of £40,792 to £81,584, indicating sufficient funds to meet working capital requirements prior to the merger.
What the accounts disclose
“It has established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets held by the charity should be between 3 and 6 months of the expenditure. Expenditure for the 18 month period ending the 30 September 2025 was £244,754 and therefore the target is £40,792 to £81,584 in unrestricted funds.” — page 8
“The going concern basis therefore no longer remains appropriate for the preparation of these financial statements. The balance sheet is instead prepared on the breakup basis of accounting.”
“During the period, payments were made to Citizens Advice to the value of £5,203 (2024 £1,969) in respect of subscriptions, insurance and sundries. There were no receipts from Citizens Advice for contracts and grant funding for neither 2025 or 2024. Also, during the period payments were made to Citizens Advice Bedford (Charity Number 1106738) to the value of £67,691 (2024 £5,037) in respect of job share costs. Receipts from Citizen Advice Bedford for contracts amounted to £8,887 (2024 £nil)” — page 20
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
Property (HM Land Registry)
Trustees
- Neil Edward Paul McGowanchair
- CLIFFORD MARK CARTER
- MARK ANDREW SMITH
- Philip Hugh Steer
- ROGER HENRY SANBROOK OBE
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/09/2025 | £275k | £245k |
| 31/03/2024 | £130k | £189k |
| 31/03/2023 | £228k | £192k |
| 31/03/2022 | £220k | £202k |
| 31/03/2021 | £199k | £195k |
Common questions
Is MID BEDFORDSHIRE CITIZENS ADVICE BUREAU financially healthy?
Per its FY2025 accounts: The accounts state that the charity merged with another entity on 1 October 2025, resulting in the preparation of the balance sheet on a breakup basis rather than a going concern basis. Per the trustees' report, unrestricted reserves of £128,232 exceeded the stated policy target of £40,792 to £81,584, indicating sufficient funds to meet working capital requirements prior to the merger. Its FY2025 accounts were independently examined.
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 25/04/2019 | £3k | Updating our desktop pcs with SSD drives |
| The National Lottery Community Fund | 18/01/2017 | £3k | Phase 2 upgrade of IT infrastructure |
| The National Lottery Community Fund | 15/04/2014 | £5k | Major upgrade of Bureau IT equipment. |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| SANTANDER UK FOUNDATION LIMITED | 1 | £185k |
| ASSOCIATION OF NHS CHARITIES | 1 | £176k |
| THE ACCESS TO JUSTICE FOUNDATION | 1 | £35k |
| THE ADRIAN SWIRE CHARITABLE TRUST | 1 | £20k |
| THE WIXAMTREE TRUST | 1 | £10k |
| MRS B L ROBINSON'S CHARITABLE TRUST | 1 | £10k |
| SUPPORT STAFFORDSHIRE | 1 | £5k |
| MOBBS MEMORIAL TRUST LIMITED | 1 | £3k |
Charities like this
- BEDFORD HOUSE COMMUNITY ASSOCIATION
- MIDDLESBROUGH CITIZENS ADVICE BUREAU
- BEDFORDSHIRE HOSPITALS NHS CHARITY
- Citizens Advice Mid Mercia
- CITIZENS ADVICE BUCKINGHAMSHIRE LTD
- MID SUFFOLK CITIZENS ADVICE BUREAU
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| MID BEDFORDSHIRE CITIZENS ADVICE BUREAU | £275k | — | 0 | unclear | — | not going concern |
| BEDFORD HOUSE COMMUNITY ASSOCIATION | £295k | — | 0 | unclear | — | no doubt |
| MIDDLESBROUGH CITIZENS ADVICE BUREAU | £753k | — | 0 | unclear | — | no doubt |
| BEDFORDSHIRE HOSPITALS NHS CHARITY | £1.2m | — | 0 | above | — | no doubt |
| Citizens Advice Mid Mercia | £5.1m | — | — | unclear | — | no doubt |
| CITIZENS ADVICE BUCKINGHAMSHIRE LTD | £1.3m | — | 0 | unclear | — | no doubt |