FINANCIAL INCLUSION SERVICES (YORKSHIRE) LTD

Registered charity 1109539 · accounts filings on the Charity Commission register · also known as FISY

Meeting needs of financially excluded in and around Sheffield area. FISY incorporates projects which meet this aim, including a Money Adviser and a Financial Capability project. Currently includes administering grants on behalf of Sheffield City Council's Employability Project.

Causes: Education/training · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£385k

Latest spending

£256k

Registered

2005

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus in the General Fund and a significant increase in Restricted Funds, bringing total funds to £380,997. The trustees consider the immediate future secure for the next 12 to 18 months, with unrestricted funds of £103,100 exceeding the stated minimum reserves level of £62,000.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £62,000 (held: £103k)

“On 15 October 2025, after considering the current financial parameters, the Trustees set our minimum reserves level at £62,000.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Corporate structure

Registered company of the charity Companies House 05239863

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

CLEARY, Kathleen Bernadine — director, appointed 12/01/2026not on trustee list
WRIGHT, Jennifer Kathleen — director, appointed 12/01/2026not on trustee list
HAVARD, Colin James — director, appointed 07/01/2026not on trustee list
KEARTON, Christopher Harry — director, appointed 20/05/2021on trustee list
EDWARDS, John Richard — director, appointed 27/03/2015on trustee list
ARMSTRONG, Peter Richard — director, appointed 01/06/2005on trustee list

Official officers record.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Christopher Kearton
MAXINE STAVRIANAKOS
PETER RICHARD ARMSTRONG
Richard Edwards

Trustee list from the Charity Commission register (current, not historical).

Operates in: Sheffield City

Income and spending

Financial year end	Income	Spending
30/09/2025	£385k	£256k
30/09/2024	£29k	£12k
30/09/2023	£13k	£13k
30/09/2022	£29k	£29k
30/09/2021	£26k	£26k

Common questions

Is FINANCIAL INCLUSION SERVICES (YORKSHIRE) LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus in the General Fund and a significant increase in Restricted Funds, bringing total funds to £380,997. The trustees consider the immediate future secure for the next 12 to 18 months, with unrestricted funds of £103,100 exceeding the stated minimum reserves level of £62,000. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Community Fund	16/05/2024	£20k	Community Money Matters

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)	1	£854k
THE FOOTBALL FOUNDATION	1	£525k
THE PATRICIA AND DONALD SHEPHERD CHARITABLE TRUST	1	£40k
ED DE NUNZIO CHARITABLE TRUST	1	£30k
NETHERTHORPE AND UPPERTHORPE COMMUNITY ALLIANCE	1	£19k
PATRICIA, DONALD, CHRISTINE & PATRICK SHEPHERD FOUNDATION	1	£5k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST TIMOTHY'S CROOKES	1	£4k
THE MARCHUS TRUST	1	£4k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SHEFFIELD UNITED COMMUNITY FOUNDATION.

SHEFFIELD UNITED COMMUNITY FOUNDATION income £2.5m
FOOD AND COMMUNITY TRUST income £2.4m
SHEFFIELD MIND LTD income £1.1m
YORK RI income £564k
RICHARD SHEPHARD MUSIC FOUNDATION income £671k
THE FYRISH FOUNDATION income £1.2m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
FINANCIAL INCLUSION SERVICES (YORKSHIRE) LTD	£385k	—	0	unclear	—	no doubt
SHEFFIELD UNITED COMMUNITY FOUNDATION FY2025	£2.5m	£70,001 - £80,000	1	above	—	no doubt
FOOD AND COMMUNITY TRUST FY2024	£2.4m	—	0	unclear	—	no doubt
SHEFFIELD MIND LTD FY2025	£1.1m	—	—	unclear	—	no doubt
YORK RI FY2025	£564k	—	0	unclear	—	no doubt
RICHARD SHEPHARD MUSIC FOUNDATION FY2025	£671k	—	0	within	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.