FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN

Registered charity 1194590 · accounts filings on the Charity Commission register

Furthering the objectives of the charity.

Objects

THE OBJECTS OF THE CIO ARE SPECIFICALLY RESTRICTED TO THE ADVANCEMENT OF EDUCATION AND THE RELIEF OF POVERTY FOR THE BENEFIT OF THE PUBLIC, PARTICULARLY THROUGH THE PROMOTION OF FINANCIAL LITERACY AMONG YOUNG PEOPLE, WOMEN AND DISENFRANCHISED COMMUNITIES.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: City of London, London, England (from the postcode on the register)

Latest income

£847k

Latest spending

£702k

Registered

2021

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds unrestricted reserves of £868,308, which significantly exceeds its stated reserves policy target of £250,000. The trustees consider the current financial position to be satisfactory, citing sufficient cash from individual philanthropy and institutional funding to support charitable causes.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: over £80,000 — in the top quarter for charities its size (median £60k)

“One employee received emoluments over £80,000 in the year (2024 – one employee).” — page 14

Per its FY2025 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“One employee received emoluments over £80,000 in the year (2024 – one employee).” — page 14

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

Volunteers: 25
Employees paid over £60,000: 2 (£60,001–£70,000: 1; £70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2024

Volunteers: 35
Employees paid over £60,000: 1 (£80,001–£90,000: 1)
Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/03/2023

Volunteers: 35
Employees paid over £60,000: 1 (£80,001–£90,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Financial Times — “Aside from the Financial Times itself, which seed-funded the charity, we would like to thank the following for their large-scale pledges:” (source page)
Black Heart Foundation — “Funding organisations Black Heart Foundation” (source page)
Backbase — “Funding organisations Black Heart Foundation Backbase” (source page)
Ford Foundation — “Funding organisations Black Heart Foundation Backbase Ford Foundation” (source page)
UK Financial Literacy Foundation — “Funding organisations Black Heart Foundation Backbase Ford Foundation UK Financial Literacy Foundation” (source page)
Covid-19 Support Fund (via the Association of British Insurers) — “Funding organisations Black Heart Foundation Backbase Ford Foundation UK Financial Literacy Foundation Covid-19 Support Fund (via the Associ…” (source page)
Marex — “Funding organisations Black Heart Foundation Backbase Ford Foundation UK Financial Literacy Foundation Covid-19 Support Fund (via the Associ…” (source page)
City of London Academies Trust — “Funding organisations Black Heart Foundation Backbase Ford Foundation UK Financial Literacy Foundation Covid-19 Support Fund (via the Associ…” (source page)
Addleshaw Goddard — “Funding organisations Black Heart Foundation Backbase Ford Foundation UK Financial Literacy Foundation Covid-19 Support Fund (via the Associ…” (source page)

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income

£847k

Total spending

£702k

Cost of raising funds

£34k

Reserves (reported)

£868k

Employees

Reported reserves equal ~14.8 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (95% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Patrick John R Jenkinschair
Andreas Ernst Ferdinand Utermann ASIP,BA · trustee of 1 other charity
Claer Marie Robertson
Diane Margaret Maxwell
Finola Mary McDonnell
Hannah Leigh Sarney
Lucy Rosamond Kellaway · trustee of 1 other charity
RITA DHUT
STEPHEN JONES
Veronica Ahiagbede Kan-Dapaah

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/03/2025	£847k	£702k
31/03/2024	£778k	£436k
31/03/2023	£579k	£315k
31/03/2022	£485k	£109k

Common questions

Is FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds unrestricted reserves of £868,308, which significantly exceeds its stated reserves policy target of £250,000. The trustees consider the current financial position to be satisfactory, citing sufficient cash from individual philanthropy and institutional funding to support charitable causes. Its FY2025 accounts were independently examined.

What does the highest-paid employee of FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN earn?

Per its FY2025 accounts, the highest-paid employee was in the over £80,000 band, and 1 employees earned over £60,000.

Who funds FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN?

Funders whose own accounts filings name FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN as a grant recipient include The Ethos Foundation.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
The Ethos Foundation	FY2025	£5k	smaller donation

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE ROZAC CHARITABLE TRUST	1	£12k
CEO SLEEPOUT	1	£11k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with FUTURE SCOPE CHARITABLE TRUST.

FUTURE SCOPE CHARITABLE TRUST income £236k
FRATTON COMMUNITY ASSOCIATION income £300k
CENTRE FOR SPIRITUALITY AND CULTURAL ADVANCEMENT income £47k
THE SF CHARITABLE TRUST income £113k
IMPACT GOSPEL CENTRE income £223k
FATIMA'S UK CAMPAIGN income £310k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN	£847k	over £80,000	1	unclear	—	no doubt
FUTURE SCOPE CHARITABLE TRUST FY2024	£236k	—	0	above	—	no doubt
FRATTON COMMUNITY ASSOCIATION FY2025	£300k	—	0	below	—	no doubt
CENTRE FOR SPIRITUALITY AND CULTURAL ADVANCEMENT FY2025	£47k	—	0	unclear	—	no doubt
THE SF CHARITABLE TRUST FY2026	£113k	—	0	unclear	—	no doubt
IMPACT GOSPEL CENTRE FY2025	£223k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.