UNITED ST SAVIOUR'S CHARITY

Registered charity 1103731 · accounts filings on the Charity Commission register

Grant making and other support to Southwark beneficiary organisations. Advice and guidance to Southwark individuals. Provision of almshouse accommodation to Southwark residents over 60 on limited income. Research activities

Objects

THE RELIEF IN NEED OF PERSONS RESIDENT IN THE AREA OF BENEFIT IN PARTICULAR BY THE PROVISION OF ACCOMMODATION AND BY SUCH OTHER MEANS AS THE TRUSTEES THINK FIT.

Area of benefit: NOT DEFINED. IN PRACTICE THE LONDON BOROUGH OF SOUTHWARK AND THE NEIGHBOURHOOD THEREOF

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that total unrestricted funds grew by 1.7% to £17.8m, with free liquid reserves of £4.76m significantly exceeding the trustee-set target of £2.5m. The charity reports strong financial health, supported by £5.6m in cash holdings and total income of £4.19m, while maintaining a £5.5m bank loan secured against investment properties.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Moore Kingston Smith. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

Corporate structure

• Registered company of the charity Companies House 05092710

Public fundraising profile: JustGiving — United St Saviour's Charity (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• CANNING, Rebecca Jane — director, appointed 09/12/2024on trustee list
• TOWERS, Rebecca Jane — director, appointed 13/03/2023on trustee list
• MCDONALD, Stephen Robert — director, appointed 13/03/2023on trustee list
• MCGREGOR, Jill — director, appointed 13/03/2023on trustee list
• BERNARD, Princess Temitope Amelie — director, appointed 12/12/2022on trustee list
• PILE-GRAY, Dwight Grahame — director, appointed 28/09/2020on trustee list
• MANLEY, Izabela — director, appointed 13/05/2019on trustee list
• OGUNBONA, Kathryn Nora — director, appointed 13/05/2019on trustee list
• JOHNSON, Benjamin, Dr — director, appointed 26/03/2018not on trustee list
• CRADDOCK, Martyn Charles — secretary, appointed 05/01/2015

Official officers record.

Property (HM Land Registry)

13 registered titles in England and Wales held by the charity’s company or corporate body (9 freehold); recorded price paid £11.2m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~13.6 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Investments (57% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 9.2% of total income — above the median for charities its size (5.2%) (benchmarks).

Register events

• Received assets from another charity (11/03/2024) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• Dr Ben Johnsonchair
• Dr Dwight Pile-Gray · trustee of 2 other charities
• Izabela Manley
• Jill McGregor
• Kathryn Ogunbona · trustee of 1 other charity
• Princess Bernard
• Rebecca Jane Canning
• Rebecca Towers
• Stephen Robert McDonald

Trustee list from the Charity Commission register (current, not historical).

Operates in: Southwark

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).