Charity Accounts Intelreading the accounts so you don’t have to

BROADENING CHOICES FOR OLDER PEOPLE

Registered charity 1074954 · accounts filings on the Charity Commission register · also known as BCOP

Provides Nursing and Residential care including dementia care services.Owns and manages accommodation for older people which is either Extra Care, Sheltered Housing or Independent living, mainly for rent.Provides other charitable services, e.g. handy person scheme.Provides management services and consultancy for other organisations.

Objects

THE CHARITY’S OBJECTS ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING FOR THE PUBLIC BENEFIT:3.1 PROVIDING AND MANAGING ACCOMMODATION, SOCIAL HOUSING AND/OR SUPPORT SERVICES, INCLUDING BUT NOT LIMITED TO, SERVICES IN RELATION TO RESIDENTIAL, RESPITE AND OTHER FORMS OF CARE AND PRACTICAL SUPPORT, ANY ASSOCIATED AMENITIES, SERVICES OR ASSISTANCE, IN ALL CASES FOR OLDER PEOPLE IN NECESSITOUS CIRCUMSTANCES;3.2 THE MAKING OF DONATIONS TO ANY TRUST, ORGANISATION OR BODY THE OBJECTS OR PURPOSES OF WHICH ARE EXCLUSIVELY CHARITABLE; AND3.3 SUCH OTHER OBJECTS AND PURPOSES BEING EXCLUSIVELY CHARITABLE AS THE TRUSTEES SHALL FROM TIME TO TIME DETERMINE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Advancement Of Health Or Saving Of Lives · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Birmingham, West Midlands, England (from the postcode on the register)

Latest income
£10.0m
Latest spending
£10.0m
Registered
1999
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a consolidated operating surplus of £173,317 and a total surplus for the year of £78,215, driven by strong occupancy and operational performance. The charity holds unrestricted reserves of £14,954,279, providing a significant buffer against identified risks such as a historic rent miscalculation requiring a £250,000 repayment. The trustees confirm the organization is a going concern with adequate resources to continue operations for at least twelve months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £60,001 - £70,000 — below the median for charities its size (£130k)
“One employee, other than the Chief Executive, received emoluments above £60,000 and is in the banding £60,000 - £70,000 (2024 - One).” — page 61
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 2
“One employee, other than the Chief Executive, received emoluments above £60,000 and is in the banding £60,000 - £70,000 (2024 - One).” — page 61
Per its FY2025 accounts as filed with the Charity Commission.
Largest income source: Nursing homes (87% of income)
“Nursing homes’ income (excluding government grants) represented 87% of our turnover in the current year” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Management fee paid to Wiggin Cottage Homes, a charity where a board member acts as trustee and BCOP is managing agent.
“The Charity had one (2024 - one) Board membes who acted as a Trustee to the charity Wiggin Cottage Homes for which the Charity acts as the managing agent. The management fee charged in the year was £6,391 (2024 £6,086). At the year end £200,233 (2024 - £209,081) was owed to Wiggin Cottage Homes. During the year, interest of £4,870 (2024 - £1,652) was paid on this loan.” — page 80
“The Charity pools surplus funds with its subsidiaries to easily manage the Group's investment portfolio. Interest is charged on the loans at the Group's deposit rate. At the year end the Charity has balances due to subsidiaries of £946,369 (2024 - £919,168).” — page 80
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Loans to subsidiaries for pooled fund management.
“The Charity had one (2024 - one) Board membes who acted as a Trustee to the charity Wiggin Cottage Homes for which the Charity acts as the managing agent. The management fee charged in the year was £6,391 (2024 £6,086). At the year end £200,233 (2024 - £209,081) was owed to Wiggin Cottage Homes. During the year, interest of £4,870 (2024 - £1,652) was paid on this loan.” — page 80
“The Charity pools surplus funds with its subsidiaries to easily manage the Group's investment portfolio. Interest is charged on the loans at the Group's deposit rate. At the year end the Charity has balances due to subsidiaries of £946,369 (2024 - £919,168).” — page 80
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: BCOP Services Limited
“The Group comprises two other smaller charities and BCOP Services Limited - a company incorporated in England and Wales which has been dormant since incorporation.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Dains Audit Limited. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Care Quality Commission; Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 8
  • Government income: £4,874,387 — contracts £4,860,748 (6), grants £13,639 (1); 49% of the £10,048,680 total gross income on the same return
  • Employees paid over £60,000: 2 (£60,001–£70,000: 1; £80,001–£90,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 20
  • Government income: £4,232,899 — contracts £4,191,763 (4), grants £41,136 (1); 47% of the £8,977,480 total gross income on the same return
  • Employees paid over £60,000: 2 (£60,001–£70,000: 1; £70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2023

  • Volunteers: 20
  • Government income: £3,762,809 — contracts £3,691,432 (4), grants £71,377 (2); 49% of the £7,719,098 total gross income on the same return
  • Employees paid over £60,000: 2 (£60,001–£70,000: 2)

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

9 registered titles in England and Wales held by the charity’s company or corporate body (8 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Broadening Choices For Older People — Registered, 6 registered locations, 2 regulated activities, last inspected 04/02/2021.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£10.0m
Total spending
£10.0m
Cost of raising funds
£16k
Reserves (reported)
£15.0m
Employees
238

Reported reserves equal ~18.1 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.2% of total income — below the median for charities its size (3.7%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/03/2025£10.0m£10.0m
31/03/2024£9.0m£8.8m
31/03/2023£7.7m£8.1m
31/03/2022£7.7m£7.5m
31/03/2021£7.7m£7.3m

Common questions

Is BROADENING CHOICES FOR OLDER PEOPLE financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a consolidated operating surplus of £173,317 and a total surplus for the year of £78,215, driven by strong occupancy and operational performance. The charity holds unrestricted reserves of £14,954,279, providing a significant buffer against identified risks such as a historic rent miscalculation requiring a £250,000 repayment. The trustees confirm the organization is a going concern with adequate resources to continue operations for at least twelve months. Its FY2025 accounts were audited by Dains Audit Limited.

What does the highest-paid employee of BROADENING CHOICES FOR OLDER PEOPLE earn?

Per its FY2025 accounts, the highest-paid employee was in the £60,001 - £70,000 band, and 2 employees earned over £60,000.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
Birmingham City Council29/03/2022£10kBroadening Choices for Older People
The National Lottery Community Fund28/01/2015£10kRobert Harvey Dementia Cafe

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE EDWARD AND DOROTHY CADBURY TRUST2£12k
THE ALBERT GUBAY CHARITABLE FOUNDATION1£374k
THE ROYAL NAVY AND ROYAL MARINES CHARITY1£133k
THE MAHORO CHARITABLE TRUST1£100k
THE SCHRODER FOUNDATION1£60k
CHAPMAN CHARITABLE TRUST1£42k
THE FRANCIS WINHAM FOUNDATION1£40k
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND1£39k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ELDERLY ACCOMMODATION COUNSEL.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BROADENING CHOICES FOR OLDER PEOPLE£10.0m£60,001 - £70,0002unclear—no doubt
ELDERLY ACCOMMODATION COUNSEL FY2025£169k——unclear—no doubt
COMMUNITY CARE OPTIONS FY2025£705k—0unclear—no doubt
Caring for Communities and People FY2026£13.0m——above—no doubt
FAMILY CARE TRUST FY2025£4.1m—0unclear—no doubt
THE FREMANTLE TRUST FY2026£51.9m£100,000 to £109,99936above—not going concern

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.