YMCA CORNWALL
YMCA Cornwall seeks to serve the community in Cornwall with an emphasis on the young, by providing them with a stimulating and supportive environment, enabling them to enrich their lives and the lives of others.Activities include supported accommodation in Penzance and surrounding areas to enable and empower people of all ages and in particular young people, to flourish through care and support.
Objects
A) TO UNITE THOSE WHO, REGARDING JESUS CHRIST AS THEIR GOD AND SAVIOUR ACCORDING THE THE HOLY SCRIPTURES, DESIRE TO BE HIS DISCIPLES IN THEIR FAITH AND IN THEIR LIFE, AND TO ASSOCIATE THEIR EFFORTS FOR THE EXTENSION OF HIS KINGDOM.B) TO LEAD YOUNG PEOPLE TO THE LORD JESUS CHRIST AND TO FULLNESS OF LIFE IN HIM.C) TO PROVIDE OR ASSIST IN THE PROVISION IN THE INTERESTS OF SOCIAL WELFARE OF FACILITIES FOR RECREATION AND OTHER LEISURE TIME OCCUPATION FOR MEN AND WOMEN WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE.D) TO PROVIDE OR ASSIST IN THE PROVISION OF EDUCATION FOR PERSONS OF ALL AGE WITH THE OBJECT OF DEVELOPING THEIR PHYSICAL, MENTAL OR SPIRITUAL CAPACITIES.E) TO RELIEVE OR ASSIST IN THE RELIEF OF PERSONS OF ALL AGES WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL, PHYSICAL OR ECONOMIC CIRCUMSTANCES.
Financial health, per its FY2025 accounts
The accounts state that the charity generated a surplus of £117,468 for the year ended 31 March 2025, reversing a loss in the prior year. Per the trustees' report, unrestricted general funds stood at £447,817, while free unrestricted reserves were £26,843, which is below the stated policy target of £281,829 to £563,658. The trustees confirmed adequate resources to continue operating as a going concern.
What the accounts disclose
“Charitable activities 4 1,116,338 - 1,116,338” — page 17
“The Board has examined the charity's requirements for reserves in light of the main risks to the organisation. It has established a policy of whereby the unrestricted funds not committed or invested in tangible fixed assets held by the charity should be between three to six months of the core expenditure.” — page 8
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2023
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Leadership, per the charity’s website
- Christine Stuart — Housing Manager
- Gregg Davies — Finance Manager
Funders the charity credits
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/03/2025)
Trustees
- Nicola HEMSLEYchair
- Amanda Louise Chambers
- DEREK TILBY
- PENNY MARNS
- Zena Audrey Muth
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £1.3m | £1.2m |
| 31/03/2024 | £1.1m | £1.1m |
| 31/03/2023 | £972k | £1.1m |
| 31/03/2022 | £940k | £604k |
| 31/03/2021 | £904k | £853k |
Common questions
Is YMCA CORNWALL financially healthy?
Per its FY2025 accounts: The accounts state that the charity generated a surplus of £117,468 for the year ended 31 March 2025, reversing a loss in the prior year. Per the trustees' report, unrestricted general funds stood at £447,817, while free unrestricted reserves were £26,843, which is below the stated policy target of £281,829 to £563,658. The trustees confirmed adequate resources to continue operating as a going concern. Its FY2025 accounts were audited by PKF Francis Clark.
Who funds YMCA CORNWALL?
Funders whose own accounts filings name YMCA CORNWALL as a grant recipient include THE DUKE OF CORNWALL'S CHARITABLE FOUNDATION, THE CLARE MILNE TRUST, THE BEATRICE LAING TRUST, SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION, STREETSMART-ACTION FOR THE HOMELESS.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE DUKE OF CORNWALL'S CHARITABLE FOUNDATION | FY2025 | £70k | |
| THE CLARE MILNE TRUST | FY2022 | £6k | |
| THE BEATRICE LAING TRUST | FY2025 | £5k | |
| SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION | FY2023 | £3k | |
| STREETSMART-ACTION FOR THE HOMELESS | FY2022 | £3k | |
| LANDAID CHARITABLE TRUST LIMITED | FY2025 | £3k | |
| THE S M B TRUST | FY2021 | £2k | Social and medical welfare |
| LANDAID CHARITABLE TRUST LIMITED | FY2024 | £500 | Grants payable to Institutions |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 15/07/2025 | £20k | Rooms with a view |
| The National Lottery Community Fund | 25/06/2024 | £15k | A Home for Young People |
| The National Lottery Community Fund | 10/06/2022 | £10k | Safe as Houses |
| The National Lottery Community Fund | 15/05/2020 | £35k | Sustaining our work with young homeless people through the COVID-19 Crisis |
| The National Lottery Community Fund | 13/12/2019 | £10k | YMCA Out and About |
| The National Lottery Community Fund | 28/09/2016 | £10k | Convert Backpackers Hostel at YMCA Cornwall into youth housing |
| The National Lottery Community Fund | 17/06/2015 | £10k | To refurbish the Backpackers' Hostel at YMCA Cornwall to provide budge |
| The National Lottery Community Fund | 06/02/2014 | £10k | Transform the dining room at YMCA Cornwall into a coffee shop |
| The National Lottery Community Fund | 10/11/2010 | £55k | YMCA Life Skills Programme |
| The National Lottery Community Fund | 10/10/2007 | £81k | Resettlement Service |
| The National Lottery Community Fund | 16/11/2006 | £5k | YMCA Young Womens Project |
| The National Lottery Community Fund | 04/05/2004 | £110k | Housing Support for young people and asylum seekers |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE GREIG TRUST | 1 | £27k |
| HAYS TRAVEL FOUNDATION | 1 | £20k |
| THE ROPER FAMILY CHARITABLE TRUST | 1 | £20k |
| THE MAURICE AND HILDA LAING CHARITABLE TRUST | 1 | £20k |
| THE COMMUNITY FOUNDATION FOR WILTSHIRE & SWINDON | 1 | £19k |
| HOPESTEAD | 1 | £19k |
| THE BUZZACOTT STUART DEFRIES MEMORIAL FUND | 1 | £13k |
| THE GEOFFREY WATLING CHARITY | 1 | £13k |
Charities like this
- YMCA NORFOLK
- WORCESTER YMCA
- YMCA LONDON CITY AND NORTH
- YMCA WOLVERHAMPTON
- YMCA Plymouth Ltd
- YMCA Walsall
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| YMCA CORNWALL | £1.3m | — | 0 | unclear | — | no doubt |
| YMCA NORFOLK | £7.4m | — | — | within | — | no doubt |
| WORCESTER YMCA | £1.6m | — | 0 | above | — | no doubt |
| YMCA LONDON CITY AND NORTH | £9.5m | £103,490 | — | below | — | no doubt |
| YMCA WOLVERHAMPTON | £5.2m | — | 0 | within | — | no doubt |
| YMCA Plymouth Ltd | £2.0m | — | 0 | unclear | — | no doubt |