CHERTSEY STREET BAPTIST CHURCH TRUST

Registered charity 1071401 · accounts filings on the Charity Commission register · also known as CHERTSEY STREET BAPTIST CHURCH

(i) to advance the Christian faith in general in accordance with the Strict Baptist Affirmation of Faith (1966)(ii) to relieve persons who are in conditions of need or hardship or who are aged or sick and to relieve the distress caused thereby(iii) to promote and fulfill such other charitable purpose beneficial to the community

Causes: Religious Activities · website · Get email alerts

Latest income
£812k
Latest spending
£600k
Registered
1998
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves of £63,646 are below the trustees' stated policy target of six months of expenditure, although the total available resources including a loan facility exceed this level. The charity reported a slight deficit in the general fund for the year, driven by increased staff and building costs, while total net assets rose to £4,882,541.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £64k; policy: six months of expenditure)
The remaining £63,646 general reserves together with the unused portion of the 2023 Loan Facility exceeds the reserves policy level. — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: J Southcombe received £39,510 remuneration and £6,314 pension contributions.
In respect of other duties J Southcombe received £39,510 (2024: £36,500) in remuneration and pension contributions of £6,314 (2024: £5,948) were made on his behalf. — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustee J Southcombe received remuneration and pension contributions.
In respect of other duties J Southcombe received £39,510 (2024: £36,500) in remuneration and pension contributions of £6,314 (2024: £5,948) were made on his behalf. — page 22
N Mistry, one of the Trustees, has loaned £20,000 interest free to the church to support the 70-72 Chertsey Street property purchase. — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustee N Mistry loaned £20,000 interest-free.
In respect of other duties J Southcombe received £39,510 (2024: £36,500) in remuneration and pension contributions of £6,314 (2024: £5,948) were made on his behalf. — page 22
N Mistry, one of the Trustees, has loaned £20,000 interest free to the church to support the 70-72 Chertsey Street property purchase. — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustee A Creedy's wife loaned £50,000 interest-free.
In respect of other duties J Southcombe received £39,510 (2024: £36,500) in remuneration and pension contributions of £6,314 (2024: £5,948) were made on his behalf. — page 22
N Mistry, one of the Trustees, has loaned £20,000 interest free to the church to support the 70-72 Chertsey Street property purchase. — page 22
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Xeinadin Audit Limited. Discloses 5 of 6 completeness components.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£812k
Total spending
£600k
Reserves (reported)
£64k
Employees
9

Reported reserves equal ~1.3 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Surrey

Income and spending

Financial year endIncomeSpending
31/03/2025£812k£600k
31/03/2024£748k£514k
31/03/2023£1.9m£552k
31/03/2022£558k£568k
31/03/2021£942k£512k

Common questions

Is CHERTSEY STREET BAPTIST CHURCH TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves of £63,646 are below the trustees' stated policy target of six months of expenditure, although the total available resources including a loan facility exceed this level. The charity reported a slight deficit in the general fund for the year, driven by increased staff and building costs, while total net assets rose to £4,882,541. Its FY2025 accounts were audited by Xeinadin Audit Limited.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE EDWARD CADBURY CHARITABLE TRUST1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CENTRAL BAPTIST CHURCH WALTHAMSTOW.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHERTSEY STREET BAPTIST CHURCH TRUST£812k0belowno doubt
CENTRAL BAPTIST CHURCH WALTHAMSTOW FY2024£126k0unclearno doubt
HIGH STREET BAPTIST CHURCH FY2025£127k0aboveno doubt
NORTH CHEAM BAPTIST CHURCH FY2025£131k£40,001 - £50,0000aboveno doubt
RUGBY BAPTIST CHURCH FY2025£240k0unclearno doubt
UPTON BAPTIST CHURCH, CHESTER FY2023£185k0unclearno doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.