CENTRAL BAPTIST CHURCH WALTHAMSTOW
The purposes of the Church are: the advancement of the Christian faith as a Baptist Church and in accordance with the Basis of Faith primarily but not exclusively within Walthamstow and the surrounding neighbourhood; andsuch other charitable purposes as shall, in the opinion of the charity trustees, put into practice the Christian faith in accordance with the Basis of Faith
Objects
THE PURPOSES OF THE CHURCH ARE: 3.1.1 THE ADVANCEMENT OF THE CHRISTIAN FAITH AS A BAPTIST CHURCH AND IN ACCORDANCE WITH THE BASIS OF FAITH PRIMARILY BUT NOT EXCLUSIVELY WITHIN WALTHAMSTOW AND THE SURROUNDING NEIGHBOURHOOD; AND3.1.2 SUCH OTHER CHARITABLE PURPOSES AS SHALL, IN THE OPINION OF THE CHARITY TRUSTEES, PUT INTO PRACTICE THE CHRISTIAN FAITH IN ACCORDANCE WITH THE BASIS OF FAITH, INCLUDING BUT NOT LIMITED TO: THE PREVENTION AND RELIEF OF NEED, HARDSHIP AND SICKNESS; THE ADVANCEMENT OF EDUCATION; AND THE PROVISION OF FACILITIES IN THE INTERESTS OF SOCIAL WELFARE FOR RECREATION OR OTHER LEISURE TIME OCCUPATION OF INDIVIDUALS WHO HAVE NEED OF SUCH FACILITIES BY REASON OF THEIR YOUTH, AGE INFIRMITY OR DISABILITY, FINANCIAL HARDSHIP OR SOCIAL CIRCUMSTANCES WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE;PROVIDED THAT THE ADVANCEMENT OF SUCH PURPOSES MUST BE UNDERTAKEN IN A MANNER THAT IS CONSISTENT WITH THE DOCTRINAL DISTINCTIVES AND ETHICAL STATEMENTS AS MAY BE ADOPTED AND AMENDED BY THE CHURCH FROM TIME TO TIME IN ACCORDANCE WITH THE PROVISIONS OF THE CHURCH HANDBOOK.
Financial health, per its FY2025 accounts
The accounts state that total receipts were £125,577 against total payments of £161,469, resulting in a fall in total funds of £35,892. The trustees attribute this deficit to the extra costs of employing a second full-time worker. At year-end, the charity held unrestricted cash reserves of £110,846, which is above its stated policy target of approximately three months' routine expenditure (£41,000).
What the accounts disclose
“Total receipts for the year were £125,577 of which £1,477 was restricted and £124,100 was unrestricted. Unrestricted donations were £96,407.” — page 5
“unrestricted cash reserves should be equivalent to approximately 3 months’ routine general fund expenditure to cover unforeseen costs or unforeseen reductions in income”
“Robert Jeffery, a trustee, served as a church leader and was paid a gross salary plus employer pension contributions of £37,084 (2024: £35,688) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions. In addition the charity provided manse accommodation rent free to Robert Jeffery for the better performance of his duties.” — page 12
“Payments of £900 and £2,000 were made to Christian organisations on behalf of Katy Jeffery and Emily Jeffery respectively, both daughters of Robert Jeffery, a trustee.” — page 12
“Robert Jeffery, a trustee, served as a church leader and was paid a gross salary plus employer pension contributions of £37,084 (2024: £35,688) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions. In addition the charity provided manse accommodation rent free to Robert Jeffery for the better performance of his duties.” — page 12
“Payments of £900 and £2,000 were made to Christian organisations on behalf of Katy Jeffery and Emily Jeffery respectively, both daughters of Robert Jeffery, a trustee.” — page 12
“Robert Jeffery, a trustee, served as a church leader and was paid a gross salary plus employer pension contributions of £37,084 (2024: £35,688) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions. In addition the charity provided manse accommodation rent free to Robert Jeffery for the better performance of his duties.” — page 12
“Payments of £900 and £2,000 were made to Christian organisations on behalf of Katy Jeffery and Emily Jeffery respectively, both daughters of Robert Jeffery, a trustee.” — page 12
“Robert Jeffery, a trustee, served as a church leader and was paid a gross salary plus employer pension contributions of £37,084 (2024: £35,688) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions. In addition the charity provided manse accommodation rent free to Robert Jeffery for the better performance of his duties.” — page 12
“Payments of £900 and £2,000 were made to Christian organisations on behalf of Katy Jeffery and Emily Jeffery respectively, both daughters of Robert Jeffery, a trustee.” — page 12
“Robert Jeffery, a trustee, served as a church leader and was paid a gross salary plus employer pension contributions of £37,084 (2024: £35,688) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions. In addition the charity provided manse accommodation rent free to Robert Jeffery for the better performance of his duties.” — page 12
“Payments of £900 and £2,000 were made to Christian organisations on behalf of Katy Jeffery and Emily Jeffery respectively, both daughters of Robert Jeffery, a trustee.” — page 12
Policies the charity declares
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investment
- Paying staff
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Volunteers: 40
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 31/12/2024
- Volunteers: 40
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 31/12/2023
- Volunteers: 50
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Property (HM Land Registry)
Register events
- Received assets from another charity (07/12/2022)
Trustees
- ANDREW ALAN FERDINANDO
- Antonio Salvatore Verde
- ROBERT JAMES JEFFERY
- Thomas Kitchen
- WINSTON LIVINGSTONE REID
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £126k | £161k |
| 31/12/2024 | £126k | £135k |
| 31/12/2023 | £107k | £121k |
| 31/12/2022 | £27k | £26k |
Common questions
Is CENTRAL BAPTIST CHURCH WALTHAMSTOW financially healthy?
Per its FY2025 accounts: The accounts state that total receipts were £125,577 against total payments of £161,469, resulting in a fall in total funds of £35,892. The trustees attribute this deficit to the extra costs of employing a second full-time worker. At year-end, the charity held unrestricted cash reserves of £110,846, which is above its stated policy target of approximately three months' routine expenditure (£41,000). Its FY2025 accounts were independently examined.
Charities like this
- HANHAM BAPTIST CHURCH
- WEST WORTHING BAPTIST CHURCH
- BALHAM BAPTIST CHURCH
- CATSHILL BAPTIST CHURCH
- AMPTHILL BAPTIST CHURCH
- WHEATLEY PARK BAPTIST CHURCH
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CENTRAL BAPTIST CHURCH WALTHAMSTOW | £126k | — | — | unclear | — | no doubt |
| HANHAM BAPTIST CHURCH | £361k | — | 0 | above | — | no doubt |
| WEST WORTHING BAPTIST CHURCH | £159k | — | 0 | unclear | — | no doubt |
| BALHAM BAPTIST CHURCH | £370k | — | 0 | below | — | no doubt |
| CATSHILL BAPTIST CHURCH | £195k | £82,728 | — | unclear | — | no doubt |
| AMPTHILL BAPTIST CHURCH | £300k | — | 0 | unclear | — | no doubt |