WIRRAL MIND
Registered charity 1064007 · accounts filings on the Charity Commission register
Mental Health Charity
Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · Accommodation/housing · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity made a planned and expected realised loss of £171,508 for the year ended 31 March 2025, funded by drawing down on reserves. The trustees' policy is to preserve reserves at £775,000, and the unrestricted reserves held at year-end were £1,872,952, which is above this target. The auditors reported no material uncertainties regarding the charity's ability to continue as a going concern.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: £775,000 (held: £1.9m)
“It is the trustees' policy to preserve reserves at a level of £775,000” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by DJH Audit Limited. Discloses 4 of 6 completeness components.
Corporate structure
Public fundraising profile: JustGiving — Wirral Mind (matched by registered charity number).
Company officers (Companies House)
Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.
- MCCUTCHEON, Marion Ruth, Dr — director, appointed 30/05/2024on trustee list
- VINE, Matthew Adrian John — director, appointed 25/08/2022on trustee list
- OWENS, Jennifer Mary — director, appointed 22/05/2021on trustee list
- CHADDERTON, Patricia — director, appointed 27/10/2016on trustee list
- HEWITT, Nicholas Michael — director, appointed 02/12/2010on trustee list
- FINNEGAN, Anne — secretary, appointed 02/12/2010
Official officers record.
Public-sector contracts awarded
From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.
Property (HM Land Registry)
3 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold); recorded price paid £460k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
CQC provider record: Wirral Mind — Registered, 1 registered location, 1 regulated activity, last inspected 16/01/2018.charity number confirmed by CQC CQC record
Structured financials (annual return, FY ending 31/03/2025)
Reported reserves equal ~12.7 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.2% of total income — below the median for charities its size (5.2%) (benchmarks).
Care Quality Commission ratings
CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).
Register events
- Received assets from another charity (07/04/2016) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Dr Marion Ruth McCutcheon
- JONATHAN BEN ADAMS
- Jennifer Mary Owens
- Margaret Davies
- Matthew Vine
- NICHOLAS HEWITT
- Patricia Chadderton
Trustee list from the Charity Commission register (current, not historical).
Operates in: Cheshire East · Cheshire West & Chester · Halton · Knowsley · Liverpool City · Sefton · St Helens · Warrington · Wirral
Income and spending
Common questions
Is WIRRAL MIND financially healthy?
Per its FY2025 accounts: The accounts state that the charity made a planned and expected realised loss of £171,508 for the year ended 31 March 2025, funded by drawing down on reserves. The trustees' policy is to preserve reserves at £775,000, and the unrestricted reserves held at year-end were £1,872,952, which is above this target. The auditors reported no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by DJH Audit Limited.
Who funds WIRRAL MIND?
Funders whose own accounts filings name WIRRAL MIND as a grant recipient include MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH).
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with WIRRAL CITIZENS ADVICE BUREAU LIMITED.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.