CRAG BANK UNDER FIVES

Registered charity 1035396 · accounts filings on the Charity Commission register

Toddler, Playgroup and Pre-school sessions for children up to 4 years old

Causes: Education/training · Get email alerts

Latest income
£93k
Latest spending
£97k
Registered
1994
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure of £3,822 for the year, resulting in a decrease in unrestricted funds from £25,251 to £21,429. The trustees confirm that the charity retains sufficient reserves to meet its liabilities, although they note the need to keep increased reserves. The financial statements were prepared on a going concern basis with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months of running costs (held: £21k)
The Charity aims to maintain sufficient free reserves to enable them to cover the running costs of the playgroup for six months should income fall. — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Lancashire

Income and spending

Financial year endIncomeSpending
31/07/2025£93k£97k
31/07/2024£82k£82k
31/07/2023£81k£107k
31/07/2022£97k£91k
31/07/2021£83k£80k

Common questions

Is CRAG BANK UNDER FIVES financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £3,822 for the year, resulting in a decrease in unrestricted funds from £25,251 to £21,429. The trustees confirm that the charity retains sufficient reserves to meet its liabilities, although they note the need to keep increased reserves. The financial statements were prepared on a going concern basis with no material uncertainties identified. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund21/12/2006£6kOutdoor Play Area