HAVERING CITIZENS ADVICE BUREAUX

Registered charity 1002593 · accounts filings on the Charity Commission register

Provides an independant, free, impartial and confidential advice service to everybody regardless of race, sex, disability, sexuality, nationality or religion.Provides training in advice work and in administration for volunteers to externally accredited standards

Objects

THE PROMOTION OF ANY CHARITABLE PURPOSES FOR THE BENEFIT OF THE COMMUNITY IN THE LONDON BOROUGH OF HAVERING AND SURROUNDING AREAS BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS.

Area of benefit: LONDON BOROUGH OF HAVERING

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income
£1.1m
Latest spending
£1.0m
Registered
1991
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total income increased to £1,064,353 with a net income of £21,822 for the year ended 31 March 2025. The trustees report that actual reserves of £148,205 are below their stated policy target of three months' operating expenditure (£260,545). The auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £148k; policy: three months operating expenditure)
“The actual reserves as at 31 March 2025 were £148,205. This is lower than the required level” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The charity shares its Chief Executive with Citizens Advice Redbridge. During the year, the charity was charged £32,010 (2024: £32,243) to Citizens Advice Redbridge as a contribution to employment costs.
“The charity shares it Chief Executive with Citizens Advice Redbridge. During the year, the charity was charged £32,010 (2024: £32,243) to Citizens Advice Redbridge as a contribution to employment costs.” — page 23
Per its FY2025 accounts as filed with the Charity Commission.
Pension scheme deficit: £75k
“As at 31 March 2025, the total liability in relation to the defined benefit pension fund deficit was £74,778 (2024 - £84,378)” — page 25
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Nordens Audit Limited. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

What the charity says about itself (2022-2023)

From its own voluntary annual review / impact report — the charity’s account of its work, distinct from the statutory accounts analysed above.

The report states that in 2022/23, the charity assisted 12,501 clients with 37,958 different issues, with benefit queries being the most common.
“In 2022/23, we were able to assist more Havering residents than the year before, reflecting increased demand: 12,501 clients with 37,958 different issues. Unsurprisingly benefit queries were at the top of the list, with 11,196 clients needing advice on this issue.”
Volunteers contributed 7,170 hours of time between April 2022 and March 2023.
“From April 2022 to March 2023, our volunteers gave 7,170 hours of their time helping struggling people in Havering. Had we paid them at the London Living Wage (which is currently £13.15), then it would have cost us £94,285.50.”
The report details a specific case where a client was awarded £11,400 after a successful employment tribunal.
“Helena's determination paid off, as the tribunal ruled in her favour. As a result, she was awarded £11,400, covering notice pay, statutory redundancy pay, holiday pay, compensation for emotional distress and interest.”

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£1.1m
Total spending
£1.0m
Reserves (reported)
£148k
Employees
34

Reported reserves equal ~1.7 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (75% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex · Havering

Income and spending

Financial year endIncomeSpending
31/03/2025£1.1m£1.0m
31/03/2024£911k£837k
31/03/2023£812k£785k
31/03/2022£407k£465k
31/03/2021£525k£378k

Common questions

Is HAVERING CITIZENS ADVICE BUREAUX financially healthy?

Per its FY2025 accounts: The accounts state that total income increased to £1,064,353 with a net income of £21,822 for the year ended 31 March 2025. The trustees report that actual reserves of £148,205 are below their stated policy target of three months' operating expenditure (£260,545). The auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by Nordens Audit Limited.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government29/07/2020£96kCoronavirus Community Support Fund
London Borough of Havering01/04/2020£129kGrant Funding
The National Lottery Community Fund20/09/2012£10kHavering Citizens Advice Bureau Training Unit Development
The National Lottery Community Fund13/07/2004£210kSocial Inclusion Project

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE NATIONAL ASSOCIATION OF CITIZENS ADVICE BUREAUX.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
HAVERING CITIZENS ADVICE BUREAUX£1.1m—0below—no doubt
THE NATIONAL ASSOCIATION OF CITIZENS ADVICE BUREAUX FY2025£167.8m——unclear—no doubt
CANOLFAN CYNGHORI YNYS MON CITIZENS ADVICE BUREAU FY2025£1.4m—0unclear—no doubt
BROXBOURNE CITIZENS ADVICE BUREAU FY2025£242k—0unclear—no doubt
NORTHUMBRIAN CITIZENS ADVICE BUREAU FY2025£5.0m—0below—no doubt
HALTON CITIZENS ADVICE BUREAU FY2025£1.2m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.