JOHN SWIRE 1989 CHARITABLE TRUST

Registered charity 802142 · accounts filings on the Charity Commission register

Providing donations and grants for charitable purposes in the United Kingdom and elsewhere.

Objects

SUCH CHARITABLE OBJECTS AS THE SETTLOR SHALL IN WRITING DIRECT OR IN DEFAULT OF DIRECTION AS THE TRUSTEES SHALL FROM TIME TO TIME DETERMINE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Westminster, London, England (from the postcode on the register)

Latest income
£3.3m
Latest spending
£3.6m
Registered
1989
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity's unrestricted reserves were £517,447, which is below the previous year's balance of £710,171. The trustees' report indicates that the financial position is satisfactory, with sufficient cash and investment income to meet committed donations. The charity's reserves policy is not to retain reserves, as overheads are low and deficits can be met from the expendable endowment fund.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy
“At the balance sheet date, the balance on the unrestricted reserves was £517,447 (2024 — £710,171).” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: John Swire & Sons Limited paid expenses on the charity's behalf totalling £98,820 and was repaid funds to the value of £96,378. At the balance sheet date, the amount due to John Swire & Sons Limited was £98,820.
“During the year John Swire & Sons Limited, a company in which the trustees have a participating interest, paid expenses on the charity's behalf totalling £98,820 (2024 - £96,378) and was repaid funds to the value of £96,378 (2024 - £91,082). At the balance sheet date, the amount due to John Swire & Sons Limited was £98,820 (2024 - £96,378).” — page 22
“At the balance sheet date, the amount due to the JAS 1995 Property Trust — Fund B, a trust in which J S Swire and B N Swire are trustees, was £5,218 (2024 - fnil).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: At the balance sheet date, the amount due to the JAS 1995 Property Trust — Fund B was £5,218.
“During the year John Swire & Sons Limited, a company in which the trustees have a participating interest, paid expenses on the charity's behalf totalling £98,820 (2024 - £96,378) and was repaid funds to the value of £96,378 (2024 - £91,082). At the balance sheet date, the amount due to John Swire & Sons Limited was £98,820 (2024 - £96,378).” — page 22
“At the balance sheet date, the amount due to the JAS 1995 Property Trust — Fund B, a trust in which J S Swire and B N Swire are trustees, was £5,218 (2024 - fnil).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: At the balance sheet date, the amount due to the JAS 2005 Property Trust No.1 was £103.
“During the year John Swire & Sons Limited, a company in which the trustees have a participating interest, paid expenses on the charity's behalf totalling £98,820 (2024 - £96,378) and was repaid funds to the value of £96,378 (2024 - £91,082). At the balance sheet date, the amount due to John Swire & Sons Limited was £98,820 (2024 - £96,378).” — page 22
“At the balance sheet date, the amount due to the JAS 1995 Property Trust — Fund B, a trust in which J S Swire and B N Swire are trustees, was £5,218 (2024 - fnil).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Dixon Wilson Audit Services LLP. Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2024

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2023

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£3.3m
Total spending
£3.6m
Cost of raising funds
£105k
Reserves (reported)
£0
Employees
0

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Investments (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.2% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/12/2025£3.3m£3.6m
31/12/2024£3.3m£3.4m
31/12/2023£3.3m£3.2m
31/12/2022£2.5m£2.9m
31/12/2021£2.9m£2.4m

Common questions

Is JOHN SWIRE 1989 CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity's unrestricted reserves were £517,447, which is below the previous year's balance of £710,171. The trustees' report indicates that the financial position is satisfactory, with sufficient cash and investment income to meet committed donations. The charity's reserves policy is not to retain reserves, as overheads are low and deficits can be met from the expendable endowment fund. Its FY2025 accounts were audited by Dixon Wilson Audit Services LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with PAYNE GALLWEY 1989 CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
JOHN SWIRE 1989 CHARITABLE TRUST£3.3m——below—no doubt
PAYNE GALLWEY 1989 CHARITABLE TRUST FY2026£195k—0above—no doubt
THE M J SAMUEL CHARITABLE TRUST FY2025£228k—0above—no doubt
THE SWIRE CHARITABLE TRUST FY2025£10.3m——below—no doubt
SCJM CHARITABLE TRUST FY2025£54k—0below—noted
J E POSNANSKY CHARITABLE TRUST FY2025£133k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.