U3A CHEPSTOW GROUP
Self help through different groups. A large number of groups are currently active representing a wide range of interests from sporting activities, such walking or table tennis, to more sedentary ones such as bridge, art and flower arranging.
Financial health, per its FY2025 accounts
The accounts state that unrestricted reserves stood at £35,706 at the end of the period, which is within the trustees' stated policy target of keeping between £3,000 and £4,000 (approximately three to four months of operational costs). The charity reported a net surplus of £7,137 for the year, funded primarily by member subscriptions and Gift Aid, with no disclosed liabilities or pension deficits.
What the accounts disclose
“Principal sources of funds 1. Members’ subscriptions – about 85%”
“To keep between £3,000 and £4,000 in reserves or about 3 to 4 months of operational costs to meet any unforeseen expenditure that may occur.” — page 6
Trustees
- Stephen Dancechair
- Brian Maurice Marshall
- Catherine Lewis
- Colin Bond
- Derek Shottin
- Helen Margaret Kirkcaldy
- Kay Hillier
- Lesley Isaacs-Penney
- Pamela Jane Harrison
- Robert Davies
- Rosemary Celia Parkhouse
- Susan Helen Harkins
- Tony Patrick Wilson
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £99k | £92k |
| 31/12/2024 | £78k | £76k |
| 31/12/2023 | £99k | £97k |
| 31/12/2022 | £62k | £67k |
| 31/12/2021 | £39k | £35k |
Common questions
Is U3A CHEPSTOW GROUP financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £35,706 at the end of the period, which is within the trustees' stated policy target of keeping between £3,000 and £4,000 (approximately three to four months of operational costs). The charity reported a net surplus of £7,137 for the year, funded primarily by member subscriptions and Gift Aid, with no disclosed liabilities or pension deficits.