U3A CHEPSTOW GROUP

Registered charity 702771 · accounts filings on the Charity Commission register · also known as CHEPSTOW U 3 A

Self help through different groups. A large number of groups are currently active representing a wide range of interests from sporting activities, such walking or table tennis, to more sedentary ones such as bridge, art and flower arranging.

Objects

THE ADVANCEMENT OF EDUCATION AND, IN PARTICULAR, THE EDUCATION OF OLDER PEOPLE AND THOSE WHO ARE RETIRED FROM FULL TIME WORK, BY ALL MEANS INCLUDING ASSOCIATED ACTIVITIES CONDUCIVE TO LEARNING AND PERSONAL DEVELOPMENT.

Area of benefit: CHEPSTOW AND ITS SURROUNDING LOCALITY.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · Recreation · website · Get email alerts

Latest income

£99k

Latest spending

£92k

Registered

1990

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £35,706 at the end of the period, which is within the trustees' stated policy target of keeping between £3,000 and £4,000 (approximately three to four months of operational costs). The charity reported a net surplus of £7,137 for the year, funded primarily by member subscriptions and Gift Aid, with no disclosed liabilities or pension deficits.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Members' subscriptions (85% of income)

“Principal sources of funds 1. Members’ subscriptions – about 85%”

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: three to four months of operational costs (held: £36k)

“To keep between £3,000 and £4,000 in reserves or about 3 to 4 months of operational costs to meet any unforeseen expenditure that may occur.” — page 6

Per its FY2025 accounts as filed with the Charity Commission.

Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Complaints handling
Complaints policy and procedures
Financial reserves policy and procedures
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

Stephen Dancechair
Brian Maurice Marshall
Catherine Lewis
Colin Bond
Derek Shottin
Helen Margaret Kirkcaldy
Kay Hillier
Lesley Isaacs-Penney
Pamela Jane Harrison
Robert Davies
Rosemary Celia Parkhouse
Susan Helen Harkins
Tony Patrick Wilson

Trustee list from the Charity Commission register (current, not historical).

Operates in: Monmouthshire

Income and spending

Financial year end	Income	Spending
31/12/2025	£99k	£92k
31/12/2024	£78k	£76k
31/12/2023	£99k	£97k
31/12/2022	£62k	£67k
31/12/2021	£39k	£35k

Common questions

Is U3A CHEPSTOW GROUP financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £35,706 at the end of the period, which is within the trustees' stated policy target of keeping between £3,000 and £4,000 (approximately three to four months of operational costs). The charity reported a net surplus of £7,137 for the year, funded primarily by member subscriptions and Gift Aid, with no disclosed liabilities or pension deficits.