THE HARDING TRUST

Registered charity 328182 · accounts filings on the Charity Commission register · also known as HARDING TRUST, THE MICHAEL HARDING CHARITY

For the benefit of such charitable objects and purposes as the trustees may in their discretion think fit which objects and purposes promote,improve,develop and maintain public education in and appreciation of the art and science of music by sponsoring or by otherwise supporting public concerts, recitals and performances by amateur and professional organisations.

Causes: Arts/culture/heritage/science · Grant history (this charity is a funder) · Get email alerts

Latest income
£190k
Latest spending
£187k
Registered
1989
Accounts read
FY2025

Financial health, per its FY2025 accounts

The Harding Trust holds unrestricted reserves of £5,563,909, a decrease from the previous year's £5,822,398, driven by a net loss on investments of £216,987. The trustees state they have sufficient funds to meet charitable objectives and maintain a going concern basis. The charity's reserves policy focuses on maintaining capital for future growth while utilizing income for grant-making and piano maintenance.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: unrestricted funds which are of a capital nature should be maintained as far as possible to achieve future growth, whilst those of an income nature shoutd be utilised as far as possible to meet the grant making activity (held: £5.6m)
The policy of the charitable trust is that unrestricted funds which are of a capital nature should be maintained as far as possible to achieve future growth, whilst those of an income nature shoutd be utilised as far as possible to meet the grant making activity — page 6
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Staffordshire

Income and spending

Financial year endIncomeSpending
05/04/2025£190k£187k
05/04/2024£185k£184k
05/04/2023£179k£181k
05/04/2022£204k£157k
05/04/2021£150k£157k

Common questions

Is THE HARDING TRUST financially healthy?

Per its FY2025 accounts: The Harding Trust holds unrestricted reserves of £5,563,909, a decrease from the previous year's £5,822,398, driven by a net loss on investments of £216,987. The trustees state they have sufficient funds to meet charitable objectives and maintain a going concern basis. The charity's reserves policy focuses on maintaining capital for future growth while utilizing income for grant-making and piano maintenance. Its FY2025 accounts were independently examined.