THE HARDING TRUST

Registered charity 328182 · accounts filings on the Charity Commission register · also known as HARDING TRUST, THE MICHAEL HARDING CHARITY

For the benefit of such charitable objects and purposes as the trustees may in their discretion think fit which objects and purposes promote,improve,develop and maintain public education in and appreciation of the art and science of music by sponsoring or by otherwise supporting public concerts, recitals and performances by amateur and professional organisations.

Objects

TO APPLY THE INCOME AND ALL OR SUCH PARTS OF THE CAPITAL AT SUCH TIMES AND IN SUCH MANNER, FOR THE BENEFIT OF SUCH CHARITABLE OBJECTS AND PURPOSES AS THE TRUSTEES MAY IN THEIR DISCRETION THINK FIT WHICH OBJECTS AND PURPOSES PROMOTE, IMPROVE, DEVELOP AND MAINTAIN PUBLIC EDUCATION IN AND APPRECIATION OF THE ART AND SCIENCE OF MUSIC, MAINLY BUT NOT EXCLUSIVELY IN STAFFORDSHIRE AND SURROUNDING AREAS, INTER ALIA, BY SPONSORING OR BY OTHERWISE SUPPORTING PUBLIC CONCERTS, RECITALS AND PERFORMANCES BY AMATEUR AND PROFESSIONAL ORGANISATIONS PROVIDED THAT THE TRUSTEES MAY IN THEIR DISCRETION APPLY UP TO 20 PER CENT OF THE ABOVE MENTIONED INCOME FOR THE BENEFIT OF OTHER CHARITABLE OBJECTS AND PURPOSES.

Area of benefit: STAFFORDSHIRE AND SURROUNDING AREAS

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Arts/culture/heritage/science · Grant history (this charity is a funder) · Get email alerts

Latest income
£190k
Latest spending
£187k
Registered
1989
Accounts read
FY2025

Financial health, per its FY2025 accounts

The Harding Trust holds unrestricted reserves of £5,563,909, a decrease from the previous year's £5,822,398, driven by a net loss on investments of £216,987. The trustees state they have sufficient funds to meet charitable objectives and maintain a going concern basis. The charity's reserves policy focuses on maintaining capital for future growth while utilizing income for grant-making and piano maintenance.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: unrestricted funds which are of a capital nature should be maintained as far as possible to achieve future growth, whilst those of an income nature shoutd be utilised as far as possible to meet the grant making activity (held: £5.6m)
“The policy of the charitable trust is that unrestricted funds which are of a capital nature should be maintained as far as possible to achieve future growth, whilst those of an income nature shoutd be utilised as far as possible to meet the grant making activity” — page 6
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Staffordshire

Income and spending

Financial year endIncomeSpending
05/04/2025£190k£187k
05/04/2024£185k£184k
05/04/2023£179k£181k
05/04/2022£204k£157k
05/04/2021£150k£157k

Common questions

Is THE HARDING TRUST financially healthy?

Per its FY2025 accounts: The Harding Trust holds unrestricted reserves of £5,563,909, a decrease from the previous year's £5,822,398, driven by a net loss on investments of £216,987. The trustees state they have sufficient funds to meet charitable objectives and maintain a going concern basis. The charity's reserves policy focuses on maintaining capital for future growth while utilizing income for grant-making and piano maintenance. Its FY2025 accounts were independently examined.