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THE BELL CONCORD EDUCATIONAL TRUST LTD

Registered charity 326279 · accounts filings on the Charity Commission register · also known as CONCORD COLLEGE

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Latest income
£27.7m
Latest spending
£24.2m
Registered
1983
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Trust achieved a net income of £4.1 million, a decrease from £6.1 million in the prior year, driven by lower school fee income and investment returns. Per the trustees' report, the Trust holds no free general reserves, with total funds of £58.9 million largely held in fixed assets or restricted funds, and notes that consolidated net current liabilities were £10.5 million due to significant capital expenditure and investment purchases.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy
“The Trust's policy is to maintain adequate reserves for the following purposes: 1. to provide the liquidity needed to enable the Trust to sustain its high academic and non-academic standards in the event of a temporary fall in student numbers; 2. to provide the funds needed for continuing capital expenditure on enhanced teaching, domestic and recreational facilities; and 3. to provide bursaries for students from families who would not normally be able to afford to attend Concord College.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Concord College International Limited
“The Trust's trading subsidiary, Concord College International Limited, made a gift aid contribution to the Trust of £391,963” — page 7
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by HaysMac LLP. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/08/2025)

Total income
£27.7m
Total spending
£24.2m
Reserves (reported)
£0
Employees
323

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Shropshire

Income and spending

Financial year endIncomeSpending
31/08/2025£27.7m£24.2m
31/08/2024£30.3m£25.0m
31/08/2023£27.5m£24.4m
31/08/2022£26.2m£23.0m
31/08/2021£23.2m£21.0m

Common questions

Is THE BELL CONCORD EDUCATIONAL TRUST LTD financially healthy?

The accounts state that the Trust achieved a net income of £4.1 million, a decrease from £6.1 million in the prior year, driven by lower school fee income and investment returns. Per the trustees' report, the Trust holds no free general reserves, with total funds of £58.9 million largely held in fixed assets or restricted funds, and notes that consolidated net current liabilities were £10.5 million due to significant capital expenditure and investment purchases. Its FY2025 accounts were audited by HaysMac LLP.