THE BELL CONCORD EDUCATIONAL TRUST LTD

Registered charity 326279 · accounts filings on the Charity Commission register · also known as CONCORD COLLEGE

Independent international day/boarding school.

Causes: Education/training · website · Get email alerts

Latest income
£27.7m
Latest spending
£24.2m
Registered
1983
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Trust achieved a net income of £4.1 million, a decrease from £6.1 million in the prior year, driven by lower school fee income and investment returns. Per the trustees' report, the Trust holds no free general reserves, with total funds of £58.9 million largely held in fixed assets or restricted funds, and notes that consolidated net current liabilities were £10.5 million due to significant capital expenditure and investment purchases.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: School fees (90% of income)
“Income from school fees, net of bursaries, scholarships and other remissions was £24.7 million”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy
“The Trust's policy is to maintain adequate reserves for the following purposes: 1. to provide the liquidity needed to enable the Trust to sustain its high academic and non-academic standards in the event of a temporary fall in student numbers; 2. to provide the funds needed for continuing capital expenditure on enhanced teaching, domestic and recreational facilities; and 3. to provide bursaries for students from families who would not normally be able to afford to attend Concord College.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Concord College International Limited
“The Trust's trading subsidiary, Concord College International Limited, made a gift aid contribution to the Trust of £391,963” — page 7
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by HaysMac LLP. Discloses 4 of 6 completeness components.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

23 registered titles in England and Wales held by the charity’s company or corporate body (23 freehold); recorded price paid £2.9m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/08/2025)

Total income
£27.7m
Total spending
£24.2m
Reserves (reported)
£0
Employees
323

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.8%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Shropshire

Income and spending

Financial year endIncomeSpending
31/08/2025£27.7m£24.2m
31/08/2024£30.3m£25.0m
31/08/2023£27.5m£24.4m
31/08/2022£26.2m£23.0m
31/08/2021£23.2m£21.0m

Common questions

Is THE BELL CONCORD EDUCATIONAL TRUST LTD financially healthy?

Per its FY2025 accounts: The accounts state that the Trust achieved a net income of £4.1 million, a decrease from £6.1 million in the prior year, driven by lower school fee income and investment returns. Per the trustees' report, the Trust holds no free general reserves, with total funds of £58.9 million largely held in fixed assets or restricted funds, and notes that consolidated net current liabilities were £10.5 million due to significant capital expenditure and investment purchases. Its FY2025 accounts were audited by HaysMac LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE CHEAM FOUNDATION1£172k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Bedford School Foundation Trust.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE BELL CONCORD EDUCATIONAL TRUST LTD£27.7m——below—no doubt
Bedford School Foundation Trust FY2025£2.7m—0above—no doubt
THE BELL EDUCATIONAL TRUST LIMITED FY2025£1.6m——unclear—no doubt
Effingham Schools Trust FY2025£25.5m——unclear—no doubt
Highworth Grammar School Trust, School Fund FY2025£565k—0unclear—no doubt
THE DAIGLEN SCHOOL TRUST LIMITED FY2025£1.6m——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.