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BIKUR CHOLIM AND GEMILUTH CHESED TRUST

Registered charity 326019 · accounts filings on the Charity Commission register · also known as B C G C T

The three main areas of direct charitable activity are :-1. Direct grants and food support for families on low income.2. Direct grants to individuals to support further religious education.3. Direct grants to newly married couples and their families on low income.The split between institutional and individual grants is as set out in the accounts.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income
£1.3m
Latest spending
£1.2m
Registered
1982
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net income of £120,929 for the year ended 30 April 2025, resulting in total unrestricted funds of £2,245,479. However, the charity holds net current liabilities of £271,132, a situation the trustees attribute to an interest-free loan from a trustee which is not expected to be called in. The trustees consider the current level of reserves acceptable given the nature of revenue receipts against grants payable.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: the current assets of the charity (held: £2.2m)
“In considering the financial obligations of the charity, the trustees have resolved to maintain a minimum reserve, being the current assets of the charity.” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
“The trustees consider that going concern is not an issue despite the net current liabilities, as creditors include an interest free loan of £278,898 from one of the trustees who has confirmed that they will not call in the loan to the detriment of the cash flow of the charity.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Haffner Hoff Auditors Ltd. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 30/04/2025)

Total income
£1.3m
Total spending
£1.2m
Cost of raising funds
£681
Reserves (reported)
£2.2m
Employees
0

Reported reserves equal ~22.1 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (93% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Salford City

Income and spending

Financial year endIncomeSpending
30/04/2025£1.3m£1.2m
30/04/2024£1.3m£1.3m
05/04/2023£1.3m£1.4m
05/04/2022£1.0m£1.3m
05/04/2021£1.0m£1.2m

Common questions

Is BIKUR CHOLIM AND GEMILUTH CHESED TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net income of £120,929 for the year ended 30 April 2025, resulting in total unrestricted funds of £2,245,479. However, the charity holds net current liabilities of £271,132, a situation the trustees attribute to an interest-free loan from a trustee which is not expected to be called in. The trustees consider the current level of reserves acceptable given the nature of revenue receipts against grants payable. Its FY2025 accounts were audited by Haffner Hoff Auditors Ltd.

Who funds BIKUR CHOLIM AND GEMILUTH CHESED TRUST?

Funders whose own accounts filings name BIKUR CHOLIM AND GEMILUTH CHESED TRUST as a grant recipient include ACHISOMOCH AID COMPANY LIMITED, SAMJO LIMITED, OIZER CHARITABLE TRUST, YEMIN CHARITABLE TRUST LTD, SHEMTOV CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
ACHISOMOCH AID COMPANY LIMITEDFY2023£106k
SAMJO LIMITEDFY2022£84k
OIZER CHARITABLE TRUSTFY2024£75k
YEMIN CHARITABLE TRUST LTDFY2024£65kRelief of poverty
SHEMTOV CHARITABLE TRUSTFY2023£63k
OIZER CHARITABLE TRUSTFY2022£49k
SHEMTOV CHARITABLE TRUSTFY2024£45k
OIZER CHARITABLE TRUSTFY2025£32k
OIZER CHARITABLE TRUSTFY2023£31k
BORBAT LIMITEDFY2025£30k
YEMIN CHARITABLE TRUST LTDFY2023£21k
HIGHFIELD CHARITABLE TRUSTFY2023£18k
SHEMTOV CHARITABLE TRUSTFY2022£18k
THREE PILLARS TRUSTFY2021£7k
MANCHESTER GEMILAS CHESEDFY2025£6k
FRANKGIVING LIMITEDFY2024£4k
BALSTRAW LIMITEDFY2025£3k
HIGHFIELD CHARITABLE TRUSTFY2025£3k
SABENO LIMITEDFY2021£3k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE BENZI DUNNER SCHOOLS TRUST3£92k
ZOREYA TZEDOKOS2£493k
UNITED TALMUDICAL ASSOCIATES LTD2£385k
MELCREN LIMITED2£76k
WATERPARK FRIENDSHIP LIMITED2£42k
BOURNEHEIGHTS LIMITED2£30k
ABG TRUST FUND2£12k
KOLYOM TRUST LIMITED1£1.2m

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BIKUR CHOLIM LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BIKUR CHOLIM AND GEMILUTH CHESED TRUST£1.3m—0unclear—noted
BIKUR CHOLIM LIMITED FY2025£4.6m—0unclear—no doubt
GEMILUTH CHESED AND BRIDES SOCIETY FY2024£100k—0unclear—no doubt
KUPAT CHAIM V'CHESED FY2025£974k—0unclear—no doubt
NORTH LONDON BIKUR CHOLIM LIMITED FY2024£3.0m—0unclear—no doubt
TOMCHEI CHOLIM (SUPPORTERS OF THE SICK FEEBLE AND FRAIL) TRUST FY2024£154k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.