BIKUR CHOLIM AND GEMILUTH CHESED TRUST
The three main areas of direct charitable activity are :-1. Direct grants and food support for families on low income.2. Direct grants to individuals to support further religious education.3. Direct grants to newly married couples and their families on low income.The split between institutional and individual grants is as set out in the accounts.
Objects
SUCH CHARITABLE PURPOSES AS THE TRUSTEES MAY FROM TIME TO TIME AT THEIR ABSOLUTE DISCRETION THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net income of £120,929 for the year ended 30 April 2025, resulting in total unrestricted funds of £2,245,479. However, the charity holds net current liabilities of £271,132, a situation the trustees attribute to an interest-free loan from a trustee which is not expected to be called in. The trustees consider the current level of reserves acceptable given the nature of revenue receipts against grants payable.
What the accounts disclose
“In considering the financial obligations of the charity, the trustees have resolved to maintain a minimum reserve, being the current assets of the charity.” — page 7
“The trustees consider that going concern is not an issue despite the net current liabilities, as creditors include an interest free loan of £278,898 from one of the trustees who has confirmed that they will not call in the loan to the detriment of the cash flow of the charity.”
Policies the charity declares
- Investing charity funds policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 30/04/2025
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 30/04/2024
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 05/04/2023
- Grant-making is its main activity
Structured financials (annual return, FY ending 30/04/2025)
Register events
- Received assets from another charity (23/03/2017)
Trustees
- D. HALBERSTADT ESQ
- Deborah Rhein
- Yocheved Brysh
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/04/2025 | £1.3m | £1.2m |
| 30/04/2024 | £1.3m | £1.3m |
| 05/04/2023 | £1.3m | £1.4m |
| 05/04/2022 | £1.0m | £1.3m |
| 05/04/2021 | £1.0m | £1.2m |
Common questions
Is BIKUR CHOLIM AND GEMILUTH CHESED TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net income of £120,929 for the year ended 30 April 2025, resulting in total unrestricted funds of £2,245,479. However, the charity holds net current liabilities of £271,132, a situation the trustees attribute to an interest-free loan from a trustee which is not expected to be called in. The trustees consider the current level of reserves acceptable given the nature of revenue receipts against grants payable. Its FY2025 accounts were audited by Haffner Hoff Auditors Ltd.
Who funds BIKUR CHOLIM AND GEMILUTH CHESED TRUST?
Funders whose own accounts filings name BIKUR CHOLIM AND GEMILUTH CHESED TRUST as a grant recipient include ACHISOMOCH AID COMPANY LIMITED, SAMJO LIMITED, OIZER CHARITABLE TRUST, YEMIN CHARITABLE TRUST LTD, SHEMTOV CHARITABLE TRUST.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| ACHISOMOCH AID COMPANY LIMITED | FY2023 | £106k | |
| SAMJO LIMITED | FY2022 | £84k | |
| OIZER CHARITABLE TRUST | FY2024 | £75k | |
| SAMJO LIMITED | FY2021 | £72k | |
| YEMIN CHARITABLE TRUST LTD | FY2024 | £65k | Relief of poverty |
| SHEMTOV CHARITABLE TRUST | FY2023 | £63k | |
| OIZER CHARITABLE TRUST | FY2022 | £49k | |
| SHEMTOV CHARITABLE TRUST | FY2024 | £45k | |
| OIZER CHARITABLE TRUST | FY2025 | £32k | |
| OIZER CHARITABLE TRUST | FY2023 | £31k | |
| BORBAT LIMITED | FY2025 | £30k | |
| YEMIN CHARITABLE TRUST LTD | FY2023 | £21k | |
| HIGHFIELD CHARITABLE TRUST | FY2023 | £18k | |
| SHEMTOV CHARITABLE TRUST | FY2022 | £18k | |
| THREE PILLARS TRUST | FY2021 | £7k | |
| MANCHESTER GEMILAS CHESED | FY2025 | £6k | |
| FRANKGIVING LIMITED | FY2024 | £4k | |
| BALSTRAW LIMITED | FY2025 | £3k | |
| HIGHFIELD CHARITABLE TRUST | FY2025 | £3k | |
| SABENO LIMITED | FY2021 | £3k |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| GREATGREEN LIMITED | 2 | £130k |
| RONTADES LIMITED | 1 | £453k |
| THE MAURICE WOHL CHARITABLE FOUNDATION | 1 | £445k |
| BEAULAND LIMITED | 1 | £272k |
| B K CHARITABLE TRUST | 1 | £122k |
| PARKWATER FOUNDATION | 1 | £110k |
| ORTERSHAM LIMITED | 1 | £80k |
| COMET CHARITIES LTD | 1 | £56k |
Charities like this
- CHAIM BECHESED
- BIKUR CHOLIM LIMITED
- GEMILUTH CHESED AND BRIDES SOCIETY
- CHESED CHARITY TRUST
- CHAI NETWORK
- KEREN GEMILLAS CHESED FUND
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| BIKUR CHOLIM AND GEMILUTH CHESED TRUST | £1.3m | — | 0 | unclear | — | noted |
| CHAIM BECHESED | £976k | — | 0 | unclear | — | no doubt |
| BIKUR CHOLIM LIMITED | £4.6m | — | 0 | unclear | — | no doubt |
| GEMILUTH CHESED AND BRIDES SOCIETY | £194k | — | — | unclear | — | no doubt |
| CHESED CHARITY TRUST | £988k | — | 0 | unclear | — | no doubt |
| CHAI NETWORK | £246k | — | 0 | below | — | noted |