THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION

Registered charity 313890 · accounts filings on the Charity Commission register

The charity promotes religious education and observance within the tenets of Orthodox Judaism and is involved in the relief of poverty. The charity makes grants to organisations and institutions which operate in the charitable fields mentioned above.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity holds total funds of £107,534,000, with unrestricted reserves of £22,241,000 after accounting for designated funds and non-readily available investment revaluations. The trustees consider these reserves adequate to continue grant-making activities and cover contingencies, noting no material uncertainty regarding going concern. The charity generated a net income of £4,633,000 for the year, primarily supported by rental and investment income.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Cohen Arnold. Discloses 4 of 6 completeness components.

Property (HM Land Registry)

13 registered titles in England and Wales held by the charity’s company or corporate body (8 freehold); recorded price paid £4.3m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~26.1 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Investments (83% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 44.1% of total income — above the 90th percentile for charities its size (median 3.8%) (benchmarks).

Trustees · trustee networks

• BENZION SCHALOM ELIEZER FRESHWATER · trustee of 7 other charities
• MR D DAVIS · trustee of 3 other charities
• RICHARD FISCHER · trustee of 2 other charities
• SOLOMON ISRAEL FRESHWATER · trustee of 5 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Argentina · Belgium · Canada · France · Israel · Switzerland · United States

Income and spending

Common questions

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WATERPARK FRIENDSHIP LIMITED.

• WATERPARK FRIENDSHIP LIMITED income £121k
• J E JOSEPH CHARITABLE FUND income £130k
• RABBI Z MICHAEL MEMORIAL FUND income £105k
• THE ROSE MEMORIAL TRUST income £109k
• REPHAEL HOUSE income £450k
• MORESHET HATORAH LTD income £5.6m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.