BENSLOW MUSIC INSTRUMENT LOAN SCHEME

Registered charity 313755 · accounts filings on the Charity Commission register · also known as BENSLOW MUSICAL INSTRUMENT LOAN SCHEME, THE VIOLIN LOAN SCHEME

The objects of the Benslow Music Instrument Loan Scheme are to lend good quality instruments to promising young music students who are unable to afford or obtain a suitable instrument of their own.

Objects

FOR SUCH CHARITABLE PURPOSES BEING FOR THE ADVANCEMENT OF MUSICAL EDUCATION AS THEY SHALL IN THEIR DISCRETION THINK FIT.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

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Financial health, per its FY2025 accounts

The accounts state that the charity holds £277,054 of free reserves, which exceeds its stated policy target of six months of operating expenditure by 119%. The trustees confirm that resources are adequate to continue as a going concern, supported by a strong financial policy and robust controls.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Bradshaw Johnson. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

Public fundraising profile: JustGiving — Benslow Music Instrument Loan Scheme (matched by registered charity number).

Structured financials (annual return, FY ending 31/12/2024)

Reported reserves equal ~145.4 months of spending — in the top quarter for charities its size (median 7.1 months; benchmarks).

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.0%) (benchmarks).

Trustees · trustee networks

• BENSLOW MUSIC TRUST

Trustee list from the Charity Commission register (current, not historical).

Operates in: Isle Of Man · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Common questions