BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND

Registered charity 297877 · accounts filings on the Charity Commission register · also known as BEN · also registered in Scotland as SC039842 (OSCR)

BEN provides financial support and facilities to people and their close dependants, resident in the UK or the Republic of Ireland, who are working or have worked in a qualifying trade or industry.BEN currently operates Welfare Offices in Ascot, Birmingham, Northern England and Scotland; Nursing and Residential Centres in Ascot, Rugby, and Berwick-upon-Tweed; Day Care Centre in Coventry.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income
£19.5m
Latest spending
£21.1m
Registered
1987
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net loss of £1.1m for the year, primarily due to a significant unrealised loss on investments, while operational cash flow remained positive. Free reserves were £5.5m, which the trustees note is broadly in line with their policy target of four months' operating expenses. The charity is transitioning its strategic focus and has completed the transfer of its care and village operations, which generated approximately £42m in net proceeds post-year-end.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £5.5m; policy: four months operating expenses which equates to £6.0m)
“The free reserves of the Charity group are £5.5m which equates to just under four months of operating expenses, broadly in line with the reserves policy.” — page 13
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: BenTrade Ltd, Rise Lodge Developments Ltd
“The charity has four wholly owned subsidiaries, incorporated in England and Wales, BenTrade Ltd (company number 01437707), ‘BenTrade’, which operates commercial trading operations and Rise Lodge Developments Ltd (company number 7299615), ‘Rise Lodge’, which provides design and build services to the members of the Ben Group, and Automotive UK (company number 04597093) and Claude Wallis Limited (company number 07299529), both dormant.” — page 34
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by BDO LLP. Discloses 4 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Public fundraising profile: JustGiving — Ben Support For Life (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: BEN - Motor and Allied Trades Benevolent Fund — Deregistered, 6 registered locations, last inspected 12/05/2023.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£19.5m
Total spending
£21.1m
Cost of raising funds
£1.2m
Reserves (reported)
£5.5m
Employees
324

Reported reserves equal ~3.1 months of spending — below the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 6.3% of total income — above the median for charities its size (3.8%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ireland · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£19.5m£21.1m
31/03/2024£20.5m£22.4m
31/03/2023£18.9m£20.5m
31/03/2022£16.6m£17.7m
31/03/2021£17.1m£17.4m

Common questions

Is BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net loss of £1.1m for the year, primarily due to a significant unrealised loss on investments, while operational cash flow remained positive. Free reserves were £5.5m, which the trustees note is broadly in line with their policy target of four months' operating expenses. The charity is transitioning its strategic focus and has completed the transfer of its care and village operations, which generated approximately £42m in net proceeds post-year-end. Its FY2025 accounts were audited by BDO LLP.

Who funds BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND?

Funders whose own accounts filings name BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND as a grant recipient include THE PENNIES FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE PENNIES FOUNDATIONFY2022£29k
THE PENNIES FOUNDATIONFY2021£21kGrant to institution
THE PENNIES FOUNDATIONFY2023£7k
THE PENNIES FOUNDATIONFY2024£6k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
CSIS CHARITY FUND1£85k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE INSTITUTION OF STRUCTURAL ENGINEERS BENEVOLENT FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND£19.5m——below—no doubt
THE INSTITUTION OF STRUCTURAL ENGINEERS BENEVOLENT FUND FY2024£113k—0unclear24.5%no doubt
THE BENEVOLENT FUND OF THE INSTITUTION OF MECHANICAL ENGINEERS FY2025£1.7m—0unclear—no doubt
THE INSTITUTION OF ENGINEERING AND TECHNOLOGY BENEVOLENT FUND FY2025£1.6m£80,001 - £90,0001above—no doubt
BT BENEVOLENT FUND FY2025£1.6m—0above—no doubt
THE BANKERS BENEVOLENT FUND FY2025£2.5m£120,001 - £125,000—unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.