MRS F B LAURENCE'S CHARITABLE TRUST

Registered charity 296548 · accounts filings on the Charity Commission register

The stated object of the charity in its Deed of Trust is to provide for the benefit of the Royal National Lifeboat Instituion, King George's Fund for Sailors, Stock Exchange Benevolent Fund, Royal Air Force Benevolent Fund and such other charitable objects or institutions as the trustees in their absolute discretion think fit.

Objects

THE TRUSTEES SHALL (FROM AND AFTER THE DEATH OF THE SURVIVOR OF THE SETTLOR AND MISS BRENDA LAURENCE) HOLD THE TRUST FUND AS TO BOTH CAPITAL AND INCOME THEREOF OR ALTERNATIVELY IN THEIR DISCRETION UPON FUND TO APPLY THE INCOME THEREOF TO OR FOR THE BENEFIT OF ANY ONE OR MORE EXCLUSIVE OF THE OTHER OR OTHERS OF THE FOLLOWING: (I) ROYAL NATIONAL LIFEBOAT INSTITUTION OF 42 GROSVENOR GARDENS, LONDON, SW1W 0EF. STOCK EXCHANGE BEVEVOLENT FUND OF 26 AUSTIN FRIARS, LONDON, EC2 ROYAL AIR FORCE BENEVLENT, LONDON, EC2 ROYAL AIR FORCE BENEVOLENT FUND OF 67 PORTLAND, LONDON, W1N 4AP. (II) SUCH CHARITABLE TRUST OR CHARITABLE TRUSTS OR CHARITABLE INSTITUTIONS OR CHARITABLE OBJECT OR CHARITABLE OBJECTS AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION THINK FIT OR BY DEED APPOINT.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Get email alerts

Latest income
£71k
Latest spending
£119k
Registered
1987
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity's unrestricted funds decreased by £80,589 during the year due to total expenditure exceeding income, driven by a net investment loss of £31,980. The trustees report that the designated fund remains sufficient to continue generating income for charitable objects, and they have concluded there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: operate on the basis of being able to continue to generate sufficient income to use towards meeting their charitable objects and to accord with their principal aims (held: £2.8m)
“The trustees' policy is to operate on the basis of being able to continue to generate sufficient income to use towards meeting their charitable objects and to accord with their principal aims. The trustees are of the opinion that the Designated Fund remains sufficient to enable them to continue this ongoing objective.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Caroline Fry, a trustee, was reimbursed for expenses.
“Caroline Fry was reimbursed a total of £500 for travelling & subsistence expenditure incurred in the performance of their duties during the year (2024 - £1,000).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
30/06/2025£71k£119k
30/06/2024£76k£123k
30/06/2023£68k£112k
30/06/2022£44k£125k
30/06/2021£66k£117k

Common questions

Is MRS F B LAURENCE'S CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity's unrestricted funds decreased by £80,589 during the year due to total expenditure exceeding income, driven by a net investment loss of £31,980. The trustees report that the designated fund remains sufficient to continue generating income for charitable objects, and they have concluded there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were independently examined.