KREDITOR CHARITABLE TRUST

Registered charity 292649 · accounts filings on the Charity Commission register

To advance religion in accordance with the Orthodox Jewish Faith and to support other charitable activities as are recognised under English Law.

Objects

FOR OR TO SUCH LEGALLY CHARITABLE PURPOSE OR PURPOSES OR LEGALLY CHARITABLE INSTITUTION OR INSTITUTIONS IN THE UNITED KINGDOM OR ELSEWHERE INCLUDING THE RELIEF OF POVERTY AND THE ADVANCEMENT OF THE JEWISH RELIGION AND THE STUDY OF THE TORAH AS THE TRUSTEES SHALL AT SUCH DISCRETION AS AFORESAID SELECT.

Area of benefit: UNITED KINGDOM OR ELSEWHERE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Get email alerts

Registered contact address: Barnet, London, England (from the postcode on the register)

Latest income
£86k
Latest spending
£65k
Registered
1985
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £198,873, representing a net excess of income over expenditure for the year. The trustees report that funds are sufficient to permit the Trust to continue in operation in the medium term. No independent audit was required, with an independent examination conducted instead.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Gift aid contributions from individuals & companies (50% of income)
“Gift aid contributions from individuals & companies 50,000”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: six months charitable expenditure based on the previous six months charitable awards (reserves figure: £199k)
“The trustees endeavor to maintain sufficient funding to meet six months charitable expenditure based on the previous six months charitable awards.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 05/04/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 05/04/2024

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 2 were received after the due date: year ending 05/04/2024 (received 07/04/2025, 61 days after the 05/02/2025 due date); year ending 05/04/2021 (received 22/01/2023, 351 days after the 05/02/2022 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
05/04/2025£86k£65k
05/04/2024£120k£87k
05/04/2023£60k£143k
05/04/2022£185k£76k
05/04/2021£87k£43k

Common questions

Is KREDITOR CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £198,873, representing a net excess of income over expenditure for the year. The trustees report that funds are sufficient to permit the Trust to continue in operation in the medium term. No independent audit was required, with an independent examination conducted instead. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
TRUMROS LIMITED1£161k
C E K STERN CHARITABLE TRUST1£35k
AHAVAS SHALOM TRUST1£7k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with S K CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
KREDITOR CHARITABLE TRUST£86k—0unclear—no doubt
S K CHARITABLE TRUST FY2025£232k—0above—no doubt
YATZIV TRUST FY2025£184k—0unclear—no doubt
KTRUST LIMITED FY2025£240kUnder £60,0000unclear—no doubt
MEJAAI CHARITABLE TRUST FY2025£77k—0unclear—no doubt
PREMIERQUOTE LIMITED FY2024£1.3m—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.