GAMA TZEDAKA LIMITED

Registered charity 290568 · accounts filings on the Charity Commission register

The distribution of funds to religious, educational and similar charities for the advancement of religion in accordance with the Orthodox Jewish faith and the relief of poverty.

Causes: Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income

£439k

Latest spending

£379k

Registered

1984

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted funds decreased significantly from £3,355,822 to £516,144 due to a £2.9 million revaluation loss on investment properties and charitable expenditures. The charity holds no formal reserves policy and relies on property investments for income, with governors satisfied that adequate resources exist for the foreseeable future.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investments (100% of income)

“The charity's income is generated from investment income and the available income was distributed in the year, or otherwise paid to a similar charity to this one.” — page 4

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Amounts owed to another charity with the same governors, objects and purpose as this one.

“Included in other creditors is an amount of £73,811 (2023 : £69,343) due to companies under common control with this one, and £521,667 (2023 : £605,837) due to another charity with the same governors, objects and purpose as this one. These loans are interest free and are repayable on demand.” — page 16

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Amounts owed to companies under common control.

“Included in other creditors is an amount of £73,811 (2023 : £69,343) due to companies under common control with this one, and £521,667 (2023 : £605,837) due to another charity with the same governors, objects and purpose as this one. These loans are interest free and are repayable on demand.” — page 16

Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

Property (HM Land Registry)

4 registered titles in England and Wales held by the charity’s company or corporate body (4 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2020)

Total income

£511k

Total spending

£472k

Cost of raising funds

£227k

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Investments (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 44.4% of total income — above the 90th percentile for charities its size (median 2.9%) (benchmarks).

Trustees · trustee networks

DAVID JAY · trustee of 1 other charity
IRVINE SIDNEY JAY · trustee of 2 other charities
PHILIP JAY · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2024	£439k	£379k
31/12/2023	£499k	£342k
31/12/2022	£439k	£356k
31/12/2021	£434k	£2.8m
31/12/2020	£511k	£472k

Common questions

Is GAMA TZEDAKA LIMITED financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted funds decreased significantly from £3,355,822 to £516,144 due to a £2.9 million revaluation loss on investment properties and charitable expenditures. The charity holds no formal reserves policy and relies on property investments for income, with governors satisfied that adequate resources exist for the foreseeable future. Its FY2024 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
CHARITWORTH LIMITED	2	£130k
WISEHEIGHTS LIMITED	1	£4.7m
M AND R GROSS CHARITIES LIMITED	1	£4.3m
CHEVRAS TSEDOKOH LIMITED	1	£3.0m
SHULEM B. ASSOCIATION LIMITED	1	£2.6m
MISHKAN YERUSHULAYIM	1	£1.8m
RONTADES LIMITED	1	£1.7m
GREATGREEN LIMITED	1	£1.3m

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SHIREHALL TZEDAKA COMPANY LIMITED.

SHIREHALL TZEDAKA COMPANY LIMITED income £860k
STIMLER TZEDOKOH LIMITED income £321k
TEGHAM LIMITED income £395k
CHEVRAS TSEDOKOH LIMITED income £1.8m
UNITED TALMUDICAL ASSOCIATES LTD income £18.7m
THE TAJTELBAUM CHARITABLE TRUST income £580k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
GAMA TZEDAKA LIMITED	£439k	—	unclear	—	no doubt
SHIREHALL TZEDAKA COMPANY LIMITED FY2024	£860k	—	unclear	—	no doubt
STIMLER TZEDOKOH LIMITED FY2025	£321k	—	within	228854.0%	no doubt
TEGHAM LIMITED FY2025	£395k	—	unclear	—	no doubt
CHEVRAS TSEDOKOH LIMITED FY2025	£1.8m	—	unclear	—	no doubt
UNITED TALMUDICAL ASSOCIATES LTD FY2025	£18.7m	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.