MARGARET GUIDO'S CHARITABLE TRUST

Registered charity 290503 · accounts filings on the Charity Commission register · also known as MRS MARGARET GUIDO'S CHARITABLE TRUST

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Objects

THE TRUSTEES SHALL STAND POSSESSED OF THE TRUST FUND AND THE INCOME THEREOF UPON TRUST TO PAY OR APPLY OR CAUSE TO BE PAID OR APPLIED AT SUCH TIME OR TIMES AND IN SUCH MANNER AS THE TRUSTEES SHALL IN THEIR DISCRETION THINK FIT THE INCOME AND IF AND IN SO FAR AS THE TRUSTEES SHALL THINK FIT THE CAPITAL OF THE TRUST FUND FOR THE GENERAL PURPOSES OF SUCH CHARITABLE BODIES OR FOR SUCH OTHER PURPOSES AS SHALL BE EXCLUSIVELY CHARITABLE AS THE TRUSTEES MAY FROM TIME TO TIME DECIDE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£37k
Latest spending
£43k
Registered
1984
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity held free unrestricted reserves of £8,469 at the end of the reporting period, down from £11,695 in the previous year. Total incoming resources were £11,054, while grants awarded totaled £33,657, with the shortfall funded by a transfer from the expendable endowment fund. The trustees maintain a policy of keeping free reserves available for future needs and contingencies.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income and bank interest (91% of income)
“Total incoming resources for the year were £11,054 (2025: £19,305), comprising investment income and bank interest.”
Per its FY2026 accounts as filed with the Charity Commission.
Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £8k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Limited, a corporate trustee, received fees for administration and cash management.
“Ludlow Trust Company Limited was paid £6,132 (2025: £6,074) for trust administration and cash management fees during the year under review. These fees are authorised under clause 14 of the trust deed.”
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
05/04/2026£37k£43k
05/04/2025£40k£45k
05/04/2024£18k£43k
05/04/2023£13k£22k
05/04/2022£16k£9k

Common questions

Is MARGARET GUIDO'S CHARITABLE TRUST financially healthy?

Per its FY2026 accounts: The accounts state that the charity held free unrestricted reserves of £8,469 at the end of the reporting period, down from £11,695 in the previous year. Total incoming resources were £11,054, while grants awarded totaled £33,657, with the shortfall funded by a transfer from the expendable endowment fund. The trustees maintain a policy of keeping free reserves available for future needs and contingencies. Its FY2026 accounts were independently examined.