MARGARET GUIDO'S CHARITABLE TRUST
General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com
Objects
THE TRUSTEES SHALL STAND POSSESSED OF THE TRUST FUND AND THE INCOME THEREOF UPON TRUST TO PAY OR APPLY OR CAUSE TO BE PAID OR APPLIED AT SUCH TIME OR TIMES AND IN SUCH MANNER AS THE TRUSTEES SHALL IN THEIR DISCRETION THINK FIT THE INCOME AND IF AND IN SO FAR AS THE TRUSTEES SHALL THINK FIT THE CAPITAL OF THE TRUST FUND FOR THE GENERAL PURPOSES OF SUCH CHARITABLE BODIES OR FOR SUCH OTHER PURPOSES AS SHALL BE EXCLUSIVELY CHARITABLE AS THE TRUSTEES MAY FROM TIME TO TIME DECIDE.
Financial health, per its FY2026 accounts
The accounts state that the charity held free unrestricted reserves of £8,469 at the end of the reporting period, down from £11,695 in the previous year. Total incoming resources were £11,054, while grants awarded totaled £33,657, with the shortfall funded by a transfer from the expendable endowment fund. The trustees maintain a policy of keeping free reserves available for future needs and contingencies.
What the accounts disclose
“Total incoming resources for the year were £11,054 (2025: £19,305), comprising investment income and bank interest.”
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
“Ludlow Trust Company Limited was paid £6,132 (2025: £6,074) for trust administration and cash management fees during the year under review. These fees are authorised under clause 14 of the trust deed.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 05/04/2026 | £37k | £43k |
| 05/04/2025 | £40k | £45k |
| 05/04/2024 | £18k | £43k |
| 05/04/2023 | £13k | £22k |
| 05/04/2022 | £16k | £9k |
Common questions
Is MARGARET GUIDO'S CHARITABLE TRUST financially healthy?
Per its FY2026 accounts: The accounts state that the charity held free unrestricted reserves of £8,469 at the end of the reporting period, down from £11,695 in the previous year. Total incoming resources were £11,054, while grants awarded totaled £33,657, with the shortfall funded by a transfer from the expendable endowment fund. The trustees maintain a policy of keeping free reserves available for future needs and contingencies. Its FY2026 accounts were independently examined.