GALE FAMILY CHARITY TRUST

Registered charity 289212 · accounts filings on the Charity Commission register · also known as HORACE AND MARJORIE GALE CHARITY TRUST

Management of bequested funds. Donations of funds to charitable causes in Bedfordshire.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · Accommodation/housing · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income

£850k

Latest spending

£356k

Registered

1984

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £5,562,291, which the trustees consider more than adequate to fund at least one year's donations and other expenditures. The charity does not actively fundraise, relying instead on investment income and legacies, with no material uncertainties identified regarding its ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maximise these by the management of the charity's investments (held: £5.6m)

“The trustees policy on reserves is to maximise these by the management of the charity's investments. The reserves held are more than adequate to fund at least one year's donations plus other resources expended at their current and planned levels.”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Cox & Co (Accountancy) Ltd. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 05/04/2025)

Total income

£850k

Total spending

£356k

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (78% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Register events

Received assets from another charity (30/09/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

JOHN ROBERT TYLEYchair
ALISTAIR LAW · trustee of 1 other charity
Alison Mary Phillipson · trustee of 1 other charity
Charles Edward Codrington
DOREEN WATSON · trustee of 1 other charity
David Stanton Fletcher · trustee of 1 other charity
John William Charles Cleverley
WARWICK BROWNING

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford

Income and spending

Financial year end	Income	Spending
05/04/2025	£850k	£356k
05/04/2024	£164k	£344k
05/04/2023	£116k	£439k
05/04/2022	£103k	£355k
05/04/2021	£102k	£1.5m

Common questions

Is GALE FAMILY CHARITY TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £5,562,291, which the trustees consider more than adequate to fund at least one year's donations and other expenditures. The charity does not actively fundraise, relying instead on investment income and legacies, with no material uncertainties identified regarding its ability to continue as a going concern. Its FY2025 accounts were audited by Cox & Co (Accountancy) Ltd.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
DILLHAVEN LIMITED	1	£92k
J & J CHARITABLE TRUST LIMITED	1	£17k
KTRUST LIMITED	1	£12k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BRIAN WILSON CHARITABLE TRUST.

BRIAN WILSON CHARITABLE TRUST income £126k
MENDEL KAUFMAN MEMORIAL TRUST income £183k
KLSA CHARITABLE TRUST income £123k
T & S TRUST FUND income £334k
THE ODIHAM CONSOLIDATED CHARITIES income £432k
ESTATE CHARITY OF ALICE,DUCHESS DUDLEY income £233k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
GALE FAMILY CHARITY TRUST	£850k	—	above	—	no doubt
BRIAN WILSON CHARITABLE TRUST FY2025	£126k	—	above	—	no doubt
MENDEL KAUFMAN MEMORIAL TRUST FY2025	£183k	—	above	—	no doubt
KLSA CHARITABLE TRUST FY2024	£123k	—	within	—	no doubt
T & S TRUST FUND FY2025	£334k	—	above	—	no doubt
THE ODIHAM CONSOLIDATED CHARITIES FY2025	£432k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.