THE N SMITH CHARITABLE SETTLEMENT

Registered charity 276660 · accounts filings on the Charity Commission register

The trust is established for charitable purposes only and uses its investment income to support a broad range of charitable activities

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income

£140k

Latest spending

£176k

Registered

1978

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds decreased from £5,386,158 to £5,090,917 due to a net loss of £295,241, driven primarily by investment revaluation losses. Administrative costs decreased significantly by 61% compared to the prior year, while charitable distributions increased to £116,750. The trustees report that the settlement has adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months income (held: £5.1m)

“At any one time, the Trustees will normally have in hand accumulations of up to six months income as short term reserves” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Royce Peeling Green Limited. Discloses 4 of 6 completeness components.

Trustees · trustee networks

ANNE ELIZABETH GREGORY
Christine Ann Yates
JANET ADAM
SUSAN ANN DARLINGTON

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
05/04/2025	£140k	£176k
05/04/2024	£144k	£156k
05/04/2023	£151k	£167k
05/04/2022	£159k	£119k
05/04/2021	£141k	£187k

Common questions

Is THE N SMITH CHARITABLE SETTLEMENT financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted funds decreased from £5,386,158 to £5,090,917 due to a net loss of £295,241, driven primarily by investment revaluation losses. Administrative costs decreased significantly by 61% compared to the prior year, while charitable distributions increased to £116,750. The trustees report that the settlement has adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were audited by Royce Peeling Green Limited.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
DILLHAVEN LIMITED	1	£92k
J & J CHARITABLE TRUST LIMITED	1	£17k
KTRUST LIMITED	1	£12k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ADINT CHARITABLE TRUST.

THE ADINT CHARITABLE TRUST income £212k
SCHREIBER CHARITABLE TRUST income £820k
INVESTREAM CHARITABLE TRUST income £153k
the Shoftim Charitable Trust income £546k
BILL BROWN'S CHARITABLE SETTLEMENT OF 1989 income £623k
SELLATA LIMITED income £158k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
THE N SMITH CHARITABLE SETTLEMENT	£140k	—	unclear	—	no doubt
THE ADINT CHARITABLE TRUST FY2025	£212k	—	unclear	—	no doubt
SCHREIBER CHARITABLE TRUST FY2025	£820k	—	unclear	—	no doubt
INVESTREAM CHARITABLE TRUST FY2025	£153k	—	above	—	no doubt
the Shoftim Charitable Trust FY2025	£546k	—	unclear	—	no doubt
BILL BROWN'S CHARITABLE SETTLEMENT OF 1989 FY2025	£623k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.