Grace Baptist Association

Registered charity 276352 · accounts filings on the Charity Commission register · also known as AGBC (SE), THE ASSOCIATION OF GRACE BAPTIST CHURCHES (SOUTH EAST)

Objects of the Association are to:1 uphold and promote the Doctrinal Basis2 promote the unity and prosperity of its Member Churches3 assist the Member Churches in their charitable purposes as recognised in English Law4 devise and employ means for the furtherance of the gospel primarily in the Home Counties Geographical Area.

Objects

UPHOLD AND PROMOTE THE DOCTRINAL BASIS. TO PROMOTE THE UNITY AND PROSPERITY OF ASSOCIATED CHURCHES AND TO DEVISE AND EMPLOY MEANS FOR THE FURTHERANCE OF THE GOSPEL OF GOD, PRIMARILY IN THE GEOGRAPHICAL AREA. THE GEOGRAPHICAL AREA IS DEFINED AS: LONDON, BEDFORDSHIRE, BERKSHIRE, BUCKINGHAMSHIRE, CAMBRIDGESHIRE, ESSEX, HAMPSHIRE, HERTFORDSHIRE, KENT, OXFORDSHIRE, NORFOLK, SUFFOLK, SURREY AND SUSSEX

Area of benefit: SEE OBJECTS

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Islington, London, England (from the postcode on the register)

Latest income
£400k
Latest spending
£611k
Registered
1978
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted free reserves stood at £7,706,996, which is above the stated policy target of six months' unrestricted expenditure. The charity reported an operating deficit of £210,861 for the year, which was offset by net investment gains of £290,926, resulting in a net increase in total funds. The trustees and auditors confirmed that there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations and legacies (62% of income)
“Total income in 2025 decreased by 5.6%. This was split between a decrease of £26,937 in unrestricted funds’ income and a increase of £2,996 in restricted funds’ income.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: approximately six months’ unrestricted expenditure (reserves figure: £7.7m)
“It is the policy of the charity to maintain unrestricted funds, which are free reserves of the charity, at a level that equates to approximately six months’ unrestricted expenditure.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Lena King (wife of Association Secretary Andrew King) catered for events.
“Lena King catered for the various events hosted by the Association in the year. She received £1,608. Lena is the wife of Andrew King, Association Secretary.” — page 19
“Kerry King was paid £299 for some administrative services. Kerry King is the daughter of Andrew King, Association Secretary.” — page 19
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Kerry King (daughter of Association Secretary Andrew King) was paid for administrative services.
“Lena King catered for the various events hosted by the Association in the year. She received £1,608. Lena is the wife of Andrew King, Association Secretary.” — page 19
“Kerry King was paid £299 for some administrative services. Kerry King is the daughter of Andrew King, Association Secretary.” — page 19
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grace Church Brighton received a training grant; Trustees David Skull, Abigail Gardner and Luke Winmill are Trustees of Grace Church Brighton.
“Lena King catered for the various events hosted by the Association in the year. She received £1,608. Lena is the wife of Andrew King, Association Secretary.” — page 19
“Kerry King was paid £299 for some administrative services. Kerry King is the daughter of Andrew King, Association Secretary.” — page 19
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Joe Percy (Son-in-Law of Adrian Creedy) received a speaking gift.
“Lena King catered for the various events hosted by the Association in the year. She received £1,608. Lena is the wife of Andrew King, Association Secretary.” — page 19
“Kerry King was paid £299 for some administrative services. Kerry King is the daughter of Andrew King, Association Secretary.” — page 19
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Xeinadin Audit Limited. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 4

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 15
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/12/2023)

Total income
£1.6m
Total spending
£536k
Cost of raising funds
£22k
Reserves (reported)
£7.5m
Employees
5

Reported reserves equal ~167.0 months of spending — in the top quarter for charities its size (median 7.2 months; benchmarks).

Per its annual return, largest income source: Other (70% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.4% of total income — below the median for charities its size (3.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Buckinghamshire · East Sussex · Essex · Hampshire · Hertfordshire · Kent · Oxfordshire · Surrey · Throughout London · West Sussex

Income and spending

Financial year endIncomeSpending
31/12/2025£400k£611k
31/12/2024£424k£519k
31/12/2023£1.6m£536k
31/12/2022£334k£513k
31/12/2021£542k£616k

Common questions

Is Grace Baptist Association financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted free reserves stood at £7,706,996, which is above the stated policy target of six months' unrestricted expenditure. The charity reported an operating deficit of £210,861 for the year, which was offset by net investment gains of £290,926, resulting in a net increase in total funds. The trustees and auditors confirmed that there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Xeinadin Audit Limited.

Who funds Grace Baptist Association?

Funders whose own accounts filings name Grace Baptist Association as a grant recipient include GRACE BAPTIST CHARITIES LIMITED, GRACE BAPTIST TRUST CORPORATION.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
GRACE BAPTIST CHARITIES LIMITEDFY2025£73kgrant in recognition of services provided
GRACE BAPTIST TRUST CORPORATIONFY2021£50kChurch plant project in Brighton
GRACE BAPTIST CHARITIES LIMITEDFY2022£10kGrant payable to AGBC(SE)
GRACE BAPTIST CHARITIES LIMITEDFY2021£10kGrant payable to AGBC(SE)

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
GOSPEL PARTNERS TRUST1£6k
HEATH EVANGELICAL CHURCH CARDIFF1£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with GRACE BAPTIST PARTNERSHIP.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
Grace Baptist Association£400k—0above—no doubt
GRACE BAPTIST PARTNERSHIP FY2025£262k—0below—no doubt
GRACE CHURCH BATH FY2025£207k—0above—no doubt
GRACE CHURCH BRIDGEND FY2025£47k—0above—no doubt
GRACE INDEPENDENT BAPTIST CHURCH FY2025£31k——below—no doubt
GRACE FELLOWSHIP MANCHESTER FY2025£120k£50,0000below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.