E AND E KERNKRAUT CHARITIES LIMITED
To further those purposes both in the United Kingdom and abroad recognsied as charitable by English Law.
Objects
TO ADVANCE RELIGION IN ACCORDANCE WITH THE ORTHODOX JEWISH FAITH AND FOR SUCH OTHER PURPOSES AS ARE RECOGNISED BY ENGLISH LAW AS CHARITABLE.
Financial health, per its FY2025 accounts
The accounts state that the group reported a net deficit of £90,117 for the year ended 31 March 2025, resulting in total unrestricted reserves of £7,286,714. The Trustees consider the financial position to be satisfactory and are satisfied that the present balance of distributable reserves is sufficient to support anticipated expenditure. The group maintains a reserves policy to hold free reserves at a level appropriate to its needs, with a proportion held in readily realisable form for grant-making and contingencies.
What the accounts disclose
“The Reserves Policy of the Trustees is to maintain unrestricted funds, which are the free reserves of the Charitable Company, at a level they consider appropriate to the Charitable Company’s needs taking into account likely future requirements.” — page 6
“Donations totalling £198,000 (2024: £225,500) were received from companies connected with the Trustees. Donations totalling £794,000 (2024: £528,000) were received by the parent Charitable Company from the subsidiary undertaking. No conditions were attached to any of the donations. Other debtors and prepayments (note 13) includes amounts aggregating £273,821 (2024: £263,175) due to the subsidiary undertaking from Companies of which the Director of the subsidiary undertaking is also a Director. The loans are interest-free and repayable on demand. Other creditors include amounts aggregating £250,000 (2024: £215,000) due by the subsidiary undertaking to its Director and companies connected with the Director. The loans are interest-free and repayable on demand.” — page 24
“The Charity has the following non-charitable operating subsidiary: Company Chartquote Limited” — page 4
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Has a trading subsidiary
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2024
- Has a trading subsidiary
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2023
- Has a trading subsidiary
- Grant-making is its main activity
Corporate structure
- Registered company of the charity Companies House 01152518
- Trading subsidiary: CHARTQUOTE LIMITED Companies House 02725768
- Profit before tax: £723k
- Donated/gift-aided to the charity: £794k
- Other debtors include £273,821 due from director-linked companies.
“Charitable donations of £794,000 were made during the year to E & E Kernkraut Charities Limited, the parent Charitable Company.”
Company officers (Companies House)
- KERNKRAUT, Jacob on trustee list
- KERNKRAUT, Joseph on trustee list
- KERNKRAUT, Ester not on trustee list
- KERNKRAUT, Eli on trustee list
Structured financials (annual return, FY ending 31/03/2025)
Trustees
- ELI KERNKRAUTchair
- ESTHER KERNKRAUT
- JACOB KERNKRAUT
- JOSEPH KERNKRAUT
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £1.0m | £1.1m |
| 31/03/2024 | £1.0m | £952k |
| 31/03/2023 | £852k | £795k |
| 31/03/2022 | £653k | £757k |
| 31/03/2021 | £504k | £523k |
Common questions
Is E AND E KERNKRAUT CHARITIES LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the group reported a net deficit of £90,117 for the year ended 31 March 2025, resulting in total unrestricted reserves of £7,286,714. The Trustees consider the financial position to be satisfactory and are satisfied that the present balance of distributable reserves is sufficient to support anticipated expenditure. The group maintains a reserves policy to hold free reserves at a level appropriate to its needs, with a proportion held in readily realisable form for grant-making and contingencies. Its FY2025 accounts were audited by Cohen Arnold.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE MOHN WESTLAKE FOUNDATION | 1 | £1.3m |
| THE NUFFIELD FOUNDATION | 1 | £682k |
| 4 CHARITY FOUNDATION | 1 | £500k |
| THE HEALTH FOUNDATION | 1 | £496k |
| THE PEARS FAMILY CHARITABLE FOUNDATION | 1 | £300k |
| JOHN ELLERMAN FOUNDATION | 1 | £200k |
| THE DULVERTON TRUST | 1 | £145k |
| Tinsley Charitable Trust | 1 | £50k |
Charities like this
- C R AND I TRUST LIMITED
- THE ZECHARIA CHARITABLE TRUST
- BEDFORDSHIRE CHARITABLE TRUST LIMITED
- THE C AND R CHARITABLE TRUST
- KEMERTON CONSERVATION TRUST
- FULL FACT
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| E AND E KERNKRAUT CHARITIES LIMITED | £1.0m | — | 0 | above | — | no doubt |
| C R AND I TRUST LIMITED | £195k | — | 0 | unclear | — | no doubt |
| THE ZECHARIA CHARITABLE TRUST | £55k | — | 0 | unclear | — | no doubt |
| BEDFORDSHIRE CHARITABLE TRUST LIMITED | £372k | — | 0 | unclear | — | no doubt |
| THE C AND R CHARITABLE TRUST | £61k | — | 0 | below | — | no doubt |
| KEMERTON CONSERVATION TRUST | £41k | — | 0 | unclear | — | no doubt |