E C GRAHAM'S CHARITABLE SETTLEMENT
Making donations to smaller charities and charitable projects principally in and around Carlisle.
Financial health, per its FY2025 accounts
The accounts state that unrestricted reserves stood at £8,016,963, which the trustees consider sufficient to meet their stated policy target of approximately one year of expenditure. Despite a net decrease in funds of £154,689 due to investment losses, the charity maintains a strong financial position with no staff costs and minimal governance expenses.
What the accounts disclose
“the trustees aim to maintain reserves at a level which equates to approximately one year of expenditure.”
“Mr A I Thompson, trustee, during the year was a partner in Forsters LLP, who provide legal services to the charity. During the year £6,191 (2024 - £14,212) was charged by Forsters LLP” — page 18
“Mr M J T Nicholls, trustee, during the year was a partner in Burnetts Solicitors LLP, who provide legal services to the charity. During the year £5,758 (2024 - £Nil) was charged by Burnetts Solicitors LLP.” — page 18
“Mr A I Thompson, trustee, during the year was a partner in Forsters LLP, who provide legal services to the charity. During the year £6,191 (2024 - £14,212) was charged by Forsters LLP” — page 18
“Mr M J T Nicholls, trustee, during the year was a partner in Burnetts Solicitors LLP, who provide legal services to the charity. During the year £5,758 (2024 - £Nil) was charged by Burnetts Solicitors LLP.” — page 18
Trustees
- MR NICK MARRINER
- Michael William Sharpe Dobson
- Mike Nicholls
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 05/04/2025 | £178k | £187k |
| 05/04/2024 | £153k | £179k |
| 05/04/2023 | £168k | £150k |
| 05/04/2022 | £140k | £165k |
| 05/04/2021 | £142k | £132k |
Common questions
Is E C GRAHAM'S CHARITABLE SETTLEMENT financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £8,016,963, which the trustees consider sufficient to meet their stated policy target of approximately one year of expenditure. Despite a net decrease in funds of £154,689 due to investment losses, the charity maintains a strong financial position with no staff costs and minimal governance expenses. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| SUICIDE & CO | 1 | £5k |
Charities like this
- E C GRAHAM BELFORD CHARITABLE SETTLEMENT
- THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT
- GRAHAME CHARITABLE FOUNDATION LIMITED
- GRAHAM ROWLANDSON FOUNDATION
- GRAFF FOUNDATION
- THE SUSAN AND STEPHEN JAMES CHARITABLE SETTLEMENT
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| E C GRAHAM'S CHARITABLE SETTLEMENT | £178k | — | 0 | unclear | — | no doubt |
| E C GRAHAM BELFORD CHARITABLE SETTLEMENT | £149k | — | 0 | unclear | — | no doubt |
| THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT | £120k | — | 0 | unclear | — | no doubt |
| GRAHAME CHARITABLE FOUNDATION LIMITED | £262k | — | 0 | unclear | — | noted |
| GRAHAM ROWLANDSON FOUNDATION | £319k | — | 0 | unclear | — | no doubt |
| GRAFF FOUNDATION | £1.4m | — | 0 | above | — | no doubt |