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VILLAGE HOUSING CHARITABLE TRUST

Registered charity 268886 · accounts filings on the Charity Commission register

Providing buildings/facilities/open space for potential/actual beneficiaries in necessitous circumstances who have a need to live in the villages of Lockinge and Ardington

Causes: Accommodation/housing · Get email alerts

Latest income
£423k
Latest spending
£412k
Registered
1975
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity made a surplus of £11,691 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves stood at £4,155,922, with a bank loan providing sufficient working capital for at least 12 months. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: retain surplus income for the improvement of the existing housing stock as required and in the medium term to build up reserves for the construction of new properties which may require land to be purchased in the first instance (held: £4.2m)
“Any surplus income is retained by the Trust in order to build up reserves for the purchase of additional properties or land on which new dwellings can be constructed to further the overall objectives. The ongoing policy of the Trustees is to retain surplus income for the improvement of the existing housing stock as required and in the medium term to build up reserves for the construction of new properties which may require land to be purchased in the first instance.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Mr. T C Loyd is the life tenant of the Lockinge Trust and as such had an interest in various purchases of goods and services, including management, during the year to a total of £466,817 (2024 - £174,669) inclusive of VAT. The purchases were made on a normal trading basis.
“Mr. T C Loyd is the life tenant of the Lockinge Trust and as such had an interest in various purchases of goods and services, including management, during the year to a total of £466,817 (2024 - £174,669) inclusive of VAT. The purchases were made on a normal trading basis. No expenses were reimbursed to the Trustees during the year (2024 - £Nil). The amounts owed to Lockinge Trust at the year end are as set out in note 4 on page 12.” — page 14
“The Loyd Lindsay Rooms are owned by the Country Buildings Protection Trust, of which Mr T C Loyd is President. VHCT has held their Trustee Meetings at Loyd Lindsay Rooms to the value of £46 (2024 - £nil). Other administration costs are £115 (2024 - £104).” — page 14
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: VHCT has held their Trustee Meetings at Loyd Lindsay Rooms to the value of £46 (2024 - £nil). Other administration costs are £115 (2024 - £104).
“Mr. T C Loyd is the life tenant of the Lockinge Trust and as such had an interest in various purchases of goods and services, including management, during the year to a total of £466,817 (2024 - £174,669) inclusive of VAT. The purchases were made on a normal trading basis. No expenses were reimbursed to the Trustees during the year (2024 - £Nil). The amounts owed to Lockinge Trust at the year end are as set out in note 4 on page 12.” — page 14
“The Loyd Lindsay Rooms are owned by the Country Buildings Protection Trust, of which Mr T C Loyd is President. VHCT has held their Trustee Meetings at Loyd Lindsay Rooms to the value of £46 (2024 - £nil). Other administration costs are £115 (2024 - £104).” — page 14
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Dixon Wilson Audit Services LLP. Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Oxfordshire

Income and spending

Financial year endIncomeSpending
30/09/2025£423k£412k
30/09/2024£419k£522k
30/09/2023£415k£294k
30/09/2022£395k£352k
30/09/2021£385k£321k

Common questions

Is VILLAGE HOUSING CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity made a surplus of £11,691 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves stood at £4,155,922, with a bank loan providing sufficient working capital for at least 12 months. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Dixon Wilson Audit Services LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
NORTHAMPTONSHIRE COMMUNITY FOUNDATION1£15k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with DEBENHAM VILLAGE HALL AND PLAYING FIELD TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
VILLAGE HOUSING CHARITABLE TRUST£423k—0above—no doubt
DEBENHAM VILLAGE HALL AND PLAYING FIELD TRUST FY2025£673k—0unclear—no doubt
ST PETER'S URBAN VILLAGE TRUST FY2025£247k—0unclear—no doubt
ARK HOUSING TRUST FY2024£1.3m—0unclear—no doubt
THE SOUTHERN QUARTER DEVELOPMENT LTD FY2025£119k—0below—material uncertainty
LYTHAM TOWN TRUST LIMITED FY2024£340k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.