SIVA CHARITABLE FUND

Registered charity 267685 · accounts filings on the Charity Commission register

Apply and pay for or to such legally charitable purpose or purposes or legally charitable institution or institutions in the United Kingdom or elsewhere including the relief of poverty and the advancement of education amongst persons who in the uncontrolled opinion of the Trustees are of Jewish Faith and advancement of Jewish Religion and the study of the Torah.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income

£846k

Latest spending

£765k

Registered

1974

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity holds £5.95m in unrestricted funds, which the trustees consider appropriate given future commitments. Although the charity reports net current liabilities of £1.03m, the trustees and auditors confirm the entity is a going concern with adequate resources to continue operations for the foreseeable future.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: a level which the trustees think appropriate after considering the future commitments of the charity and the likely administrative costs of the charity for the next year (held: £6.0m)

“It is the policy of the charity to maintain unrestricted funds, which are the free reserves of the charity, at a level which the trustees think appropriate after considering the future commitments of the charity and the likely administrative costs of the charity for the next year.” — page 6

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Grants to related parties

“Included in grants to institutions is the following donations made to related parties: £Nil (2023: £10,000) to Beis Ruchel D'Satmar (London) Limited, £5,000 (2023: £Nil) made to Satmar Nursery Trust, £5,000 (2023: £Nil) made to Talmud Torah Education Limited, £12,500 (2023: £Nil) made to UTRY, £10,000 (2023: £Nil) made to Vyoel Moshe Charitable Trust, £5,000 (2023: £Nil) to Y G S Yeshiva Gedola Seminar and £5,000 (2023: £Nil) to Yeshiva Gedoilah Torah Veyirah Limited. These charities have Trustees or or family members who are Trustees in common with Siva Charitable Fund.” — page 25

“The amounts due to connected undertakings include £Nil (2023: £18,000) due to Bergfeld Co. Limited, £4,276 (2023: £4,276) due to Merlina Limited, £60,000 (2023: £60,000) due to Severnate Co. Limited, £690,000 (2022:£430,000) due to Ashbridge Properties Limited, £80,000 (2023: £80,000) due to Bakerloo Limited, £220,833 (2023: £Nil) due to Worldstar Properties Limited, £3,240 (2023: £Nil) due to Respect Properties Limited and £18,000 (2023: £Nil) due to Newincco 824 Limited. The Trustees are numbered amongst the directors of these companies. All loans are interest free and repayable on demand.” — page 25

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Loans to connected undertakings

“Included in grants to institutions is the following donations made to related parties: £Nil (2023: £10,000) to Beis Ruchel D'Satmar (London) Limited, £5,000 (2023: £Nil) made to Satmar Nursery Trust, £5,000 (2023: £Nil) made to Talmud Torah Education Limited, £12,500 (2023: £Nil) made to UTRY, £10,000 (2023: £Nil) made to Vyoel Moshe Charitable Trust, £5,000 (2023: £Nil) to Y G S Yeshiva Gedola Seminar and £5,000 (2023: £Nil) to Yeshiva Gedoilah Torah Veyirah Limited. These charities have Trustees or or family members who are Trustees in common with Siva Charitable Fund.” — page 25

“The amounts due to connected undertakings include £Nil (2023: £18,000) due to Bergfeld Co. Limited, £4,276 (2023: £4,276) due to Merlina Limited, £60,000 (2023: £60,000) due to Severnate Co. Limited, £690,000 (2022:£430,000) due to Ashbridge Properties Limited, £80,000 (2023: £80,000) due to Bakerloo Limited, £220,833 (2023: £Nil) due to Worldstar Properties Limited, £3,240 (2023: £Nil) due to Respect Properties Limited and £18,000 (2023: £Nil) due to Newincco 824 Limited. The Trustees are numbered amongst the directors of these companies. All loans are interest free and repayable on demand.” — page 25

Per its FY2024 accounts as filed with the Charity Commission.

Trading subsidiary: Flintrule Limited, Flintrule (No.1) Limited, Merlina Limited, Oakford Propertied Limited

“The charity's property investments are held by Flintrule Limited, Flintrule (No.1) Limited, Merlina Limited and Oakford Propertied Limited, which act as bare trustees.” — page 3

Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Cohen Arnold. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 05/04/2025)

Total income

£846k

Total spending

£765k

Cost of raising funds

£430k

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Investments (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 50.8% of total income — above the 90th percentile for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

JOSHUA STERNLICHTchair · trustee of 6 other charities
ABRAHAM KLEIN · trustee of 6 other charities
ZELDA STERNLICHT · trustee of 3 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
05/04/2025	£846k	£765k
05/04/2024	£834k	£695k
05/04/2023	£768k	£497k
05/04/2022	£772k	£507k
05/04/2021	£823k	£1.0m

Common questions

Is SIVA CHARITABLE FUND financially healthy?

Per its FY2024 accounts: The accounts state that the charity holds £5.95m in unrestricted funds, which the trustees consider appropriate given future commitments. Although the charity reports net current liabilities of £1.03m, the trustees and auditors confirm the entity is a going concern with adequate resources to continue operations for the foreseeable future. Its FY2024 accounts were audited by Cohen Arnold.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
H P CHARITABLE TRUST	2	£31k
UNITED TALMUDICAL ASSOCIATES LTD	1	£334k
AHAVAT YISROEL UK	1	£255k
MAYFAIR CHARITIES LIMITED	1	£224k
GILMOOR BENEVOLENT FUND LIMITED	1	£212k
YAD SHLOMO TRUST	1	£132k
ZOREYA TZEDOKOS	1	£130k
SF FOUNDATION	1	£100k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with J E JOSEPH CHARITABLE FUND.

J E JOSEPH CHARITABLE FUND income £130k
MIFAL TOV VACHESED income £137k
BAIT LIMUD VCHESED income £5.8m
SABENO LIMITED income £675k
S K CHARITABLE TRUST income £232k
TOIV UMEITIV income £326k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
SIVA CHARITABLE FUND	£846k	—	above	—	no doubt
J E JOSEPH CHARITABLE FUND FY2026	£130k	—	below	—	no doubt
MIFAL TOV VACHESED FY2025	£137k	—	below	11.6%	no doubt
BAIT LIMUD VCHESED FY2025	£5.8m	—	unclear	—	no doubt
SABENO LIMITED FY2024	£675k	—	unclear	—	no doubt
S K CHARITABLE TRUST FY2025	£232k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.