ZURICH COMMUNITY TRUST (UK) LIMITED

Registered charity 266983 · accounts filings on the Charity Commission register

We provide support to disadvantaged people to improve their quality of life. Major programmes are selected and not open to application, a regional grant programme provides smaller grants to local charities. Full details are available on www.zct.org.uk.

Objects

(A) TO PROMOTE ANY CHARITABLE PURPOSES FOR THE BENEFIT OF THE PUBLIC AND IN PARTICULAR THE SAFEGUARDING AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, DISTRESS AND SICKNESS, THE ADVANCEMENT OF EDUCATION AND THE ADVANCEMENT OF RELIGION.(B) TO SUPPORT ANY OTHER CHARITY FOR THE BENEFIT OF THE PUBLIC WHETHER BY THE PROVISION OF FUNDS OR OTHERWISE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Swindon, South West, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £3,798,000, which the Trustees consider appropriate against a policy target of three months' operating costs and a contingency. The charity reported a net surplus of £137,000 for the year, supported by significant donations from its major donor, Zurich UK, and maintains sufficient cash resources to continue as a going concern for at least twelve months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Ernst & Young LLP. Discloses 5 of 6 completeness components.

Year-over-year changes

• Reserves position vs the charity's own policy moved from "within" (FY2024) to "above" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 01154049

Public fundraising profile: JustGiving — Zurich Community Trust (UK) Ltd (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• WILLIS, Cadence Jean — director, appointed 14/05/2025on trustee list
• SKELTON, Ben Samuel — director, appointed 10/04/2025on trustee list
• JAKSIC, Drazen — director, appointed 10/03/2025on trustee list
• DUNSTER, Amy Elizabeth — director, appointed 08/08/2022on trustee list
• COLLINSON, Stephen Michael — director, appointed 10/04/2019on trustee list
• PEDEN, Richard — director, appointed 28/09/2017on trustee list
• ZURICH CORPORATE SECRETARY (UK) LIMITED — corporate secretary, appointed 03/07/2014

Official officers record.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~14.3 months of spending — in the top quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 6.3% of total income — above the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

• Stephen Collinsonchair
• Amy Dunster
• Ben Skelton
• Cadence Willis
• Drazen Jaksic
• Richard Peden

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Common questions

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ZUHRI TRUST.

• ZUHRI TRUST income £243k
• WEST ITCHEN COMMUNITY TRUST LIMITED income £396k
• SCJM CHARITABLE TRUST income £54k
• KENFIG CORPORATION TRUST income £117k
• ZUBEIDA CHARITABLE TRUST income £86k
• ETZ CHAIM KOLLEL LTD income £100k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.