THE JOHN AND SUSAN BOWERS FUND
About 80% of income from dividends, donations, tax recovery, interest is distributed in grants of ?500 to ?1200 to around 40 registered charities (mainly small, self-help, emerging) chosen in October by trustees. Most animal welfare and large charities are excluded. The balance is invested for income growth. Unsolicited funding applications are considered but only a minority are successful.
Objects
TO PAY OR APPLY ALL OR ANY PART OF THE CAPITAL OR THE INCOME OF THE TRUST FUND TO OR FOR THE FURTHERANCE OF SUCH CHARITABLE BODIES, INSTITUTIONS OR CHARITABLE PURPOSES AS THE SETTLOR DURING HIS LIFE AND AFTER HIS DEATH HELEN MARY SUSAN BOWERS AND AFTER HER DEATH CHRISTOPHER ALAN BOWERS AND JENNIFER ELIZABETH JOHNS(NEE BOWERS) JOINTLY DURING THEIR RESPECTIVE LIFETIMES SHALL FROM TIME TO TIME IN WRITING DIRECT AND SUBJECT TO OR IN DEFAULT OF AND SUCH DIRECTION OR AFTER THE DEATH OF THE SURVIVOR OF THE SETTLOR AND THE SAID HELEN MARY SUSAN BOWERS, CHRISTOPHER ALAN BOWERS AND JENNIFER ELIZABETH JOHNS (NEE BOWERS) TO SUCH CHARITABLE PURPOSES AS THE TRUSTEES SHALL IN THEIR DISCRETION THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that free reserves decreased from £12,046 to £6,986, remaining above the stated policy minimum of £3,000. Investment asset values declined slightly from £1,192,105 to £1,141,904, resulting in a net decrease in cash funds. The independent examiner confirmed that no material matters came to light that would cause concern regarding the accounts.
What the accounts disclose
“JSBF policy is to hold a minimum of £3,000 after agreement of the forthcoming 12 months’ charitable grants expenditure” — page 5
Policies the charity declares
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
Structured financials (annual return, FY ending 31/03/2021)
Trustees
- MR CHRIS BOWERSchair
- JENNIFER ARMITSTEAD
- Louisa Sarah Elisabeth Flemington
- MRS JENNY JOHNS
- SEBASTIAN ALAN HUGH JOHNS
- STEPHEN MARTIN HUGH JOHNS
- Veryan Gill
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £35k | £40k |
| 31/03/2024 | £39k | £34k |
| 31/03/2023 | £51k | £36k |
| 31/03/2022 | £135k | £135k |
| 31/03/2021 | £632k | £37k |
Common questions
Is THE JOHN AND SUSAN BOWERS FUND financially healthy?
Per its FY2025 accounts: The accounts state that free reserves decreased from £12,046 to £6,986, remaining above the stated policy minimum of £3,000. Investment asset values declined slightly from £1,192,105 to £1,141,904, resulting in a net decrease in cash funds. The independent examiner confirmed that no material matters came to light that would cause concern regarding the accounts. Its FY2025 accounts were independently examined.