THE COLE CHARITABLE TRUST

Registered charity 264033 · accounts filings on the Charity Commission register

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Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Arts/culture/heritage/science · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£144k

Latest spending

£267k

Registered

1972

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves totalled £4,944,537, which is below the trustees' stated policy target of six months' expenditure. The charity reported a net movement in funds of -£314,136 due to investment losses, though it remains dependent solely on investment income with no fundraising activities.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment Income (100% of income)

“The Trust does not carry on any fund raising activities or receive donations and is entirely dependent on its investments to provide the necessary funds to enable it to carry out its activities.” — page 6

Per its FY2025 accounts as filed with the Charity Commission.

Reserves position: below the charity's own stated reserves policy (held: £4.9m; policy: six months expenditure)

“The Charity's capital value has seen an decrease during the year of £314,136 and at the year ended 5th April 2025 totalled £4,944,537.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Year-over-year changes

Reserves position vs the charity's own policy moved from "above" (FY2024) to "below" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Trustees · trustee networks

TIM COLEchair
Angie Cole
Becky Newton
Dr JAMES NICHOLAS COLE
GEORGE NICHOLAS COLE
JONT COLE
Jacqueline Francis · trustee of 3 other charities
RANJIT SONDHI · trustee of 5 other charities
TOM COLE

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City · Cambridgeshire · Coventry City · Dudley · Kent · Sandwell · Solihull · Walsall · Wolverhampton

Income and spending

Financial year end	Income	Spending
05/04/2025	£144k	£267k
05/04/2024	£137k	£246k
05/04/2023	£144k	£212k
05/04/2022	£150k	£204k
05/04/2021	£119k	£201k

Common questions

Is THE COLE CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves totalled £4,944,537, which is below the trustees' stated policy target of six months' expenditure. The charity reported a net movement in funds of -£314,136 due to investment losses, though it remains dependent solely on investment income with no fundraising activities. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE JORDAN CHARITABLE FOUNDATION	1	£60k
THE TURING TRUST	1	£15k
HABITAT FOR HUMANITY GREAT BRITAIN	1	£6k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE COLES-MEDLOCK FOUNDATION.

THE COLES-MEDLOCK FOUNDATION income £480k
THE STOCKWELL/CLIFFE CHARITABLE TRUST income £565k
THE JOHN COATES CHARITABLE TRUST income £299k
THE E C SOSNOW CHARITABLE TRUST income £115k
THE BALCOMBE CHARITABLE TRUST income £1.2m
CAREDUCATION TRUST LTD income £133k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
THE COLE CHARITABLE TRUST	£144k	—	below	—	no doubt
THE COLES-MEDLOCK FOUNDATION FY2025	£480k	—	above	—	no doubt
THE STOCKWELL/CLIFFE CHARITABLE TRUST FY2024	£565k	—	unclear	—	no doubt
THE JOHN COATES CHARITABLE TRUST FY2026	£299k	—	unclear	—	no doubt
THE E C SOSNOW CHARITABLE TRUST FY2025	£115k	—	unclear	—	no doubt
THE BALCOMBE CHARITABLE TRUST FY2025	£1.2m	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.