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THE PHILLIPS AND RUBENS CHARITABLE TRUST

Registered charity 260378 · accounts filings on the Charity Commission register · also known as THE RUTH AND MICHAEL PHILLIPS CHARITABLE TRUST

The trustees receive applications for donations from a wide variety of charitable institutions including those engaged in medical and ancillary services (including medical research), education, helping the disabled and old aged, relieving poverty, providing sheltered accommodation, developing the arts etc. In the year the trustees made donations of ?233,379 to a wide variety of charities.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income
£475k
Latest spending
£447k
Registered
1970
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £14,847,049, with the trustees aiming to retain sufficient reserves to meet ongoing annual operating expenses. The charity reported a net movement in funds of £185,996, driven by investment gains, and maintained adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Income from listed investments (84% of income)
“Income from listed investments 398,112”
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 4.3% of fundraised income, as disclosed
“The net expenditure for raising funds in the year amounted to £20,675 (2024: £49,323) which is directly attributable to fund management costs.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: sufficient reserves to meet its ongoing annual operating expenses (held: £14.8m)
“The Board of Trustees aims to retain sufficient reserves to meet its ongoing annual operating expenses but intends to continue to utilise all available reserves for the charitable purposes set out above.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Sopher + Co LLP. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 05/04/2023)

Total income
£507k
Total spending
£487k
Cost of raising funds
£53k
Reserves (reported)
£13.5m
Employees
0

Per its annual return, largest income source: Investments (70% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 10.5% of total income — in the top quarter for charities its size (median 2.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£475k£447k
31/03/2024£436k£482k
05/04/2023£507k£487k
05/04/2022£494k£506k
05/04/2021£427k£425k

Common questions

Is THE PHILLIPS AND RUBENS CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £14,847,049, with the trustees aiming to retain sufficient reserves to meet ongoing annual operating expenses. The charity reported a net movement in funds of £185,996, driven by investment gains, and maintained adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were audited by Sopher + Co LLP.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE PHILLIPS FAMILY CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE PHILLIPS AND RUBENS CHARITABLE TRUST£475k—0above4.3%no doubt
THE PHILLIPS FAMILY CHARITABLE TRUST FY2025£100k—0unclear—no doubt
THE JORDAN MAX GOODMAN CHARITABLE TRUST FY2025£227k—0unclear—no doubt
BHM CHARITABLE TRUST FY2025£136k—0within—no doubt
SUMNER WILSON CHARITABLE TRUST FY2025£136k—0above—no doubt
DONATING CHARITY LIMITED FY2025£1.9m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.