BETH JACOB GRAMMAR SCHOOL FOR GIRLS LIMITED
The charity operates the Beth Jacob Grammar School for Girls which is based in North West London and aims to provide its pupils with a sound education of the highest order, providing religious instruction and training in accordance with the doctrines and principles of Orthodox Judaism.
Objects
TO PROMOTE AND ASSIST CHARITABLE ACTIVITIES, INSTITUTIONS AND FUNDS BOTH IN THE UNITED KINGDOM AND ABROAD.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net expenditure of £469,325 for the year, resulting in a decrease in unrestricted funds from £672,822 to £203,497. The trustees note that adequate resources are available based on continued support from related charitable bodies, and the auditor confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern.
What the accounts disclose
“During the year the Charity received use of its premises rent free (market value rent of £400,000) from Mayfair Charities Limited, a charitable company of which Mr B S E Freshwater (a Governor of this Charity) is a Governor. It also received £1,650,000 as donations towards the General Fund from The Raphael Freshwater Memorial Association Limited, a charitable company of which Mr B S E Freshwater is a Governor.” — page 4
Inspection and regulatory ratings
- Ofsted — Beth Jacob Grammar School for Girls: Requires improvement
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/08/2025
- Government income: £110,941 — grants £110,941 (2); 4% of the £3,051,405 total gross income on the same return
- Employees paid over £60,000: 6 (£60,001–£70,000: 5; £70,001–£80,000: 1)
Self-declared on the annual return for the financial year ending 31/08/2024
- Government income: £106,438 — grants £106,438 (2); 3% of the £3,284,544 total gross income on the same return
- Employees paid over £60,000: 4 (£60,001–£70,000: 4)
Self-declared on the annual return for the financial year ending 31/08/2023
- Government income: £59,916 — grants £59,916 (2); 2% of the £3,019,935 total gross income on the same return
- Employees paid over £60,000: 3 (£60,001–£70,000: 3)
Structured financials (annual return, FY ending 31/08/2025)
Trustees
- BENZION SCHALOM ELIEZER FRESHWATER
- JACOB ELLINSON
- MR D DAVIS
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/08/2025 | £3.1m | £3.5m |
| 31/08/2024 | £3.3m | £3.2m |
| 31/08/2023 | £3.0m | £2.9m |
| 31/08/2022 | £3.5m | £3.1m |
| 31/08/2021 | £2.6m | £2.9m |
Common questions
Is BETH JACOB GRAMMAR SCHOOL FOR GIRLS LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £469,325 for the year, resulting in a decrease in unrestricted funds from £672,822 to £203,497. The trustees note that adequate resources are available based on continued support from related charitable bodies, and the auditor confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Cohen Arnold.
Who funds BETH JACOB GRAMMAR SCHOOL FOR GIRLS LIMITED?
Funders whose own accounts filings name BETH JACOB GRAMMAR SCHOOL FOR GIRLS LIMITED as a grant recipient include THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION, MAYFAIR CHARITIES LIMITED, STERVON LTD, BALSTRAW LIMITED, FRANKGIVING LIMITED.
Shared trustees with funders
- BENZION SCHALOM ELIEZER FRESHWATER — trustee here and at MAYFAIR CHARITIES LIMITED
- BENZION SCHALOM ELIEZER FRESHWATER — trustee here and at THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION
- MR D DAVIS — trustee here and at MAYFAIR CHARITIES LIMITED
- MR D DAVIS — trustee here and at THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION | FY2023 | £2.2m | advancement of religion and education |
| THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION | FY2024 | £1.8m | null |
| THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION | FY2025 | £1.5m | Advancement of religion and education |
| THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION | FY2022 | £540k | Advancement of religion and education |
| MAYFAIR CHARITIES LIMITED | FY2025 | £400k | Provision of facilities |
| MAYFAIR CHARITIES LIMITED | FY2024 | £400k | Provision of facilities |
| STERVON LTD | FY2021 | £31k | relief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious edu |
| STERVON LTD | FY2022 | £17k | relief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious edu |
| BALSTRAW LIMITED | FY2025 | £15k | |
| STERVON LTD | FY2023 | £10k | relief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious edu |
| FRANKGIVING LIMITED | FY2025 | £10k | |
| BALSTRAW LIMITED | FY2022 | £10k | Support of education and relief of poverty |
| FRANKGIVING LIMITED | FY2022 | £9k | |
| BALSTRAW LIMITED | FY2023 | £8k | advancement of education or the alleviation of poverty |
| TORAH TEMIMOH PRIMARY SCHOOL | FY2025 | £5k | |
| SABENO LIMITED | FY2021 | £5k | |
| THE BENZI DUNNER SCHOOLS TRUST | FY2025 | £5k | |
| BALSTRAW LIMITED | FY2024 | £5k | |
| THE RABBI MOSHE & LEAH DERMER FOUNDATION | FY2024 | £5k |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| ACHISOMOCH AID COMPANY LIMITED | 2 | £1.8m |
| WOODLANDS GREEN LTD | 2 | £10k |
| DELAPAGE LIMITED | 1 | £150k |
| ASATE LTD | 1 | £106k |
| THE GERTNER CHARITABLE TRUST | 1 | £84k |
| UTRY | 1 | £65k |
| JEG TRUST LIMITED | 1 | £42k |
| NORTH LONDON WELFARE AND EDUCATIONAL FOUNDATION | 1 | £28k |
Charities like this
- BEIS YAAKOV GIRLS SCHOOL LIMITED
- THE BETH JACOB FOUNDATION
- BNOS BEIS YAAKOV PRIMARY SCHOOL LIMITED
- BNOIS JERUSALEM SCHOOLS
- YESODEY HATORAH PRIMARY GIRLS SCHOOL TRUST
- BETH ABRAHAM SYNAGOGUE LIMITED
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| BETH JACOB GRAMMAR SCHOOL FOR GIRLS LIMITED | £3.1m | — | — | unclear | — | no doubt |
| BEIS YAAKOV GIRLS SCHOOL LIMITED | £865k | — | 0 | below | — | no doubt |
| THE BETH JACOB FOUNDATION | £393k | — | 0 | unclear | — | noted |
| BNOS BEIS YAAKOV PRIMARY SCHOOL LIMITED | £720k | — | 0 | above | — | no doubt |
| BNOIS JERUSALEM SCHOOLS | £3.1m | — | 0 | unclear | — | no doubt |
| YESODEY HATORAH PRIMARY GIRLS SCHOOL TRUST | £375k | — | 0 | unclear | — | no doubt |