FINCHFIELD TRUST

Registered charity 246572 · accounts filings on the Charity Commission register

To provide housing for aged persons over the age of 65 or more, or of infirm persons, being inhabitants of the Urban District of Rayleigh.

Objects

HOUSING OF AGED PERSONS OF THE AGE OF 60 OR MORE, OR OF INFIRM PERSONS, BEING INHABITANTS OF THE URBAN DISTRICT OF RAYLEIGH.

Area of benefit: URBAN DISTRICT OF RAYLEIGH.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Accommodation/housing · Get email alerts

Latest income
£78k
Latest spending
£83k
Registered
1966
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the trust reported an operating deficit of £5,167 for the year ended 31 March 2025, primarily driven by higher legal fees and cost pressures. Despite this deficit, the trust maintains a strong asset base with a total fund closing position of £3,272,591, including significant revaluation gains. The trustees note that cash reserves are good but indicate that future capital works and inflationary pressures require careful reserve management to maintain long-term financial resilience.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: unclear (held: £116k)
“The Trust has an earmarked reserve to fund planned future works on the bungalows. The reserve is currently for works identified over the next 10 years.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by unclear. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/03/2025£78k£83k
31/03/2024£71k£179k
31/03/2023£74k£62k
31/03/2022£64k£48k
31/03/2021£68k£33k

Common questions

Is FINCHFIELD TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the trust reported an operating deficit of £5,167 for the year ended 31 March 2025, primarily driven by higher legal fees and cost pressures. Despite this deficit, the trust maintains a strong asset base with a total fund closing position of £3,272,591, including significant revaluation gains. The trustees note that cash reserves are good but indicate that future capital works and inflationary pressures require careful reserve management to maintain long-term financial resilience. Its FY2025 accounts were audited by unclear.