THE SILVER LADY FUND INCORPORATING THE ALL NIGHT TRAVELLING CAFE
Provision of food and drink to the homeless and small amounts of monetary relief and any other services which assist in helping those suffering from poverty or homelessnessGrant support to other charities for the same purpose
Financial health, per its FY2025 accounts
The accounts state that the charity holds total unrestricted funds of £3,422,565, with net current reserves of £69,741. The trustees consider the financial position strong and adequate to fulfill obligations, noting that reserves are maintained to fund approximately three months of expenditure plus an emergency figure. The charity relies heavily on investment income and donations, with no restricted funds held.
What the accounts disclose
“The trustees have established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets held by the charity are sufficient to fund approximately three months expenditure plus a figure of £10,000 in order to allow the charity to respond also to a grant request for significant funds in an emergency situation.” — page 8
“South Wharf Investments (Portslade) Limited, acting as an agent of The Silver Lady Fund incorporating The All Night Travelling Café, collects rents receivable and pays costs relating to the 9% ownership by the holding company in the investment property. It does not act as a principal in this matter and therefore there is no related party transaction involved.” — page 25
“The Silver Lady Fund owns 76% of the ordinary deferred shares of South Wharf Investments (Portslade) Limited. This company has continued to collect rent from its property in Portslade throughout the year and the directors consider that it will continue to be profitable and has a stable financial position.” — page 6
Property (HM Land Registry)
Register events
- Received assets from another charity (17/09/2015)
Trustees
- Keith McPhersonchair
- Elaine McPherson
- Rev Deacon Stephen Sharpe
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £169k | £174k |
| 31/12/2024 | £188k | £156k |
| 31/12/2023 | £150k | £158k |
| 31/12/2022 | £325k | £150k |
| 31/12/2021 | £152k | £148k |
Common questions
Is THE SILVER LADY FUND INCORPORATING THE ALL NIGHT TRAVELLING CAFE financially healthy?
Per its FY2025 accounts: The accounts state that the charity holds total unrestricted funds of £3,422,565, with net current reserves of £69,741. The trustees consider the financial position strong and adequate to fulfill obligations, noting that reserves are maintained to fund approximately three months of expenditure plus an emergency figure. The charity relies heavily on investment income and donations, with no restricted funds held. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| OPTIGENE FOUNDATION | 1 | £238k |
| THE THREE OAKS TRUST | 1 | £18k |
| Fuel Bank Foundation | 1 | £10k |
| COUNTY OF GLOUCESTERSHIRE COMMUNITY FOUNDATION | 1 | £10k |
| THE HOBSON CHARITY LIMITED | 1 | £10k |
| JOHNNIE JOHNSON TRUST | 1 | £8k |
| THE MONTAL CHARITABLE TRUST | 1 | £5k |
| BRITISH HUMANE ASSOCIATION | 1 | £4k |
Charities like this
- PETRUS COMMUNITY
- HORSHAM MATTERS LIMITED
- London Homelessness Foundation
- Caring for Communities and People
- CHARLES THOMPSON'S MISSION
- DONATING CHARITY LIMITED
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE SILVER LADY FUND INCORPORATING THE ALL NIGHT TRAVELLING CAFE | £169k | — | 0 | unclear | — | no doubt |
| PETRUS COMMUNITY | £2.7m | — | 0 | above | — | no doubt |
| HORSHAM MATTERS LIMITED | £795k | — | 1 | above | — | no doubt |
| London Homelessness Foundation | £781k | — | 0 | unclear | — | no doubt |
| Caring for Communities and People | £13.0m | — | — | above | — | no doubt |
| CHARLES THOMPSON'S MISSION | £217k | — | 0 | unclear | — | no doubt |