PENCARE
The charity provides for those in need, by reason of youth, age, ill-health, disability or financial hardship, such beneficiaries being of the Jewish faith and living in the local Jewish community or with a significant connection to the local Jewish community. For the advancement of the Jewish faith the charity also makes grant to synagogues in the local Jewish community.
Objects
THE OBJECTS OF THE CHARITY ARE FOR THE PUBLIC BENEFIT AND SPECIFICALLY RESTRICTED TO: 1. THE RELIEF OF THOSE IN NEED, BY REASON OF YOUTH, AGE, ILL- HEALTH, DISABILITY, OR FINANCIAL HARDSHIP, SUCH BENEFICIARIES BEING: A. AGED PERSONS OF THE JEWISH FAITH LIVING IN THE LOCAL JEWISH COMMUNITY; B. OTHER PERSONS OF THE JEWISH FAITH LIVING IN THE LOCAL JEWISH COMMUNITY; C. OTHER PERSONS WITH A SIGNIFICANT CONNECTION TO THE LOCAL JEWISH COMMUNITY; D. OTHER PERSONS IN NEED; AND 2. THE ADVANCEMENT OF THE JEWISH FAITH FOR THE PUBLIC BENEFIT, INCLUDING BY THE MAKING OF GRANTS TO SYNAGOGUES IN THE LOCAL JEWISH COMMUNITY.
Financial health, per its FY2025 accounts
The accounts state that the charity held unrestricted reserves of £3,974,349 as of 31 March 2025, derived principally from investment income. Per the trustees' report, the charity incurred a net expenditure of £90,678 for the year, resulting in a projected deficit for the upcoming year of £37,925, which is expected to be met from capital reserves.
What the accounts disclose
Policies the charity declares
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Trustee conflicts of interest policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 10
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 10
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2023
- Volunteers: 4
- Grant-making is its main activity
Trustees
- JUDITH COTSEN JPchair
- Dr RALPH WHITTEN
- JANET WHITTEN
- JOHN MINKES
- LAURENCE KAHN
- LYNICE CAWSTON
- Philip David Stewart
- RUTH LEVENE
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £129k | £219k |
| 31/03/2024 | £127k | £174k |
| 31/03/2023 | £132k | £143k |
| 31/03/2022 | £127k | £102k |
| 31/03/2021 | £118k | £109k |
Common questions
Is PENCARE financially healthy?
Per its FY2025 accounts: The accounts state that the charity held unrestricted reserves of £3,974,349 as of 31 March 2025, derived principally from investment income. Per the trustees' report, the charity incurred a net expenditure of £90,678 for the year, resulting in a projected deficit for the upcoming year of £37,925, which is expected to be met from capital reserves. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| NUCHEM AND REISEL SCHLAFF MEMORIAL FUND LIMITED | 1 | £310k |
| WYCHDALE LIMITED | 1 | £258k |
| THE ABC TRUST | 1 | £126k |
| DAVID PEARLMAN CHARITABLE FOUNDATION | 1 | £57k |
| NEWPIER CHARITY LIMITED | 1 | £38k |
| SF FOUNDATION | 1 | £30k |
| TZEDOKOH VECHESED LIMITED | 1 | £27k |
| FOUNTAIN OF CHESSED LIMITED | 1 | £22k |
Charities like this
- PPC TRUST
- SERVICE TO THE AGED
- THE PERSIAN HEBREW COMMUNITY
- GIVE US A CHANCE
- 4 CHARITY FOUNDATION
- THE NETZACH CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| PENCARE | £129k | — | 0 | unclear | — | no doubt |
| PPC TRUST | £983k | — | 0 | below | — | noted |
| SERVICE TO THE AGED | £5.1m | — | — | unclear | — | no doubt |
| THE PERSIAN HEBREW COMMUNITY | £92k | — | 0 | unclear | — | no doubt |
| GIVE US A CHANCE | £567k | — | 0 | unclear | — | no doubt |
| 4 CHARITY FOUNDATION | £1.4m | — | 0 | unclear | — | no doubt |