THE PANACEA CHARITABLE TRUST
A grant-making trust operating in the following fields: i. supporting research into and disseminating information to the public about specific aspects of the Christian Religion, ii. supporting the relief of poverty and sickness in the Bedford area through the work of recognised local health and social care related organisations.
Objects
(A) TO ADVANCE THE CHRISTIAN RELIGION (AND IN DOING SO THE COUNCIL MAY HAVE REGARD TO THE TEACHINGS OF JOANNA SOUTHCOTT AND HER SUCCESSORS); (B) IN FURTHERANCE OF CHRISTIAN PRINCIPLES TO RELIEVE BOTH POVERTY AND SICKNESS AND TO ADVANCE EDUCATION BOTH GENERALLY AND IN THE PRODUCTION, PUBLICATION AND DISSEMINATION OF RELIGIOUS WORKS.
Financial health, per its FY2025 accounts
The charity holds substantial unrestricted reserves of £47,702,007, which significantly exceed its stated aim to distribute up to 100% of net income. Despite a net deficit of £12,848 for the year, the total net assets increased due to significant revaluation gains on investments and tangible fixed assets. The accounts state there are no material uncertainties regarding going concern, supported by reliable investment income and substantial long-term financial assets.
What the accounts disclose
“There was 1 employee whose emoluments amounted to more than £60,000 in the year (2024: none).” — page 22
“There was 1 employee whose emoluments amounted to more than £60,000 in the year (2024: none).” — page 22
“Rent of £33,960 (2024: £33,960) was received from key management personnel during the year.” — page 22
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Volunteers: 12
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/12/2024
- Volunteers: 10
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/12/2023
- Volunteers: 12
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/12/2025)
Trustees
- CHARLES NICHOLAS MONSELLchair
- Dr Ian Beavis
- Dr PHILIP LOCKLEY
- Evan Jones
- Sally Johnson
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £1.1m | £1.1m |
| 31/12/2024 | £1.1m | £1.5m |
| 31/12/2023 | £894k | £858k |
| 31/12/2022 | £784k | £768k |
| 31/12/2021 | £684k | £718k |
Common questions
Is THE PANACEA CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The charity holds substantial unrestricted reserves of £47,702,007, which significantly exceed its stated aim to distribute up to 100% of net income. Despite a net deficit of £12,848 for the year, the total net assets increased due to significant revaluation gains on investments and tangible fixed assets. The accounts state there are no material uncertainties regarding going concern, supported by reliable investment income and substantial long-term financial assets. Its FY2025 accounts were audited by Collett Hulance Accountants Limited.
What does the highest-paid employee of THE PANACEA CHARITABLE TRUST earn?
Per its FY2025 accounts, the highest-paid employee was in the more than £60,000 band, and 1 employees earned over £60,000.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| STEWARDS COMPANY LTD | 1 | £311k |
| AMABRILL LTD | 1 | £50k |
| Verso Vineyard Church Limited | 1 | £20k |
| QUORN BAPTIST CHURCH | 1 | £8k |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER'S CHURCH WESTHAMPNETT | 1 | £5k |
| BROADMEAD COMMUNITY CHURCH | 1 | £500 |
Charities like this
- C.B.C. CHARITABLE TRUST
- BETHESDA COMMUNITY CHARITABLE TRUST
- THE CHRISTOPHER H R REEVES CHARITABLE TRUST
- THE BEATRICE LAING TRUST
- THE M Y A CHARITABLE TRUST
- THE P27 TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE PANACEA CHARITABLE TRUST | £1.1m | more than £60,000 | 1 | unclear | — | no doubt |
| C.B.C. CHARITABLE TRUST | £825k | — | 0 | unclear | — | no doubt |
| BETHESDA COMMUNITY CHARITABLE TRUST | £143k | — | 0 | above | — | no doubt |
| THE CHRISTOPHER H R REEVES CHARITABLE TRUST | £67k | unclear | 0 | above | — | no doubt |
| THE BEATRICE LAING TRUST | £2.9m | — | 0 | above | — | no doubt |
| THE M Y A CHARITABLE TRUST | £88k | — | 0 | unclear | — | no doubt |