SPEARS-STUTZ CHARITABLE TRUST

Registered charity 225491 · accounts filings on the Charity Commission register · also known as THE ROAMA SPEARS CHARITABLE SETTLEMENT

Relief of poverty and other charitable purposes as selected by the Trustees

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income

£126k

Latest spending

£130k

Registered

1964

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves decreased from £7,636,804 to £7,414,481 due to a net loss of £222,323, driven by investment management costs and charitable donations exceeding investment income. The Trustees maintain that the current reserve level is necessary to safeguard continued operations, citing reliance on investment income which is dependent on significant investment levels. The charity's reserves policy targets maintaining liquid assets equivalent to three to six months of expenditure, a level the Trustees consider has been maintained.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three to six months of expenditure (held: £7.4m)

“It is the policy of the Trust that liquid assets should be maintained at a level equivalent to between three and six month’s expenditure.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 05/04/2021)

Total income

£634k

Total spending

£67k

Cost of raising funds

£18k

Reserves (reported)

£6.9m

Employees

Per its annual return, largest income source: Other (82% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.8% of total income — below the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

Caroline Helen Cooper
Emily Stutz

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
05/04/2025	£126k	£130k
05/04/2024	£147k	£73k
05/04/2023	£151k	£159k
05/04/2022	£124k	£184k
05/04/2021	£634k	£67k

Common questions

Is SPEARS-STUTZ CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves decreased from £7,636,804 to £7,414,481 due to a net loss of £222,323, driven by investment management costs and charitable donations exceeding investment income. The Trustees maintain that the current reserve level is necessary to safeguard continued operations, citing reliance on investment income which is dependent on significant investment levels. The charity's reserves policy targets maintaining liquid assets equivalent to three to six months of expenditure, a level the Trustees consider has been maintained. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE KUPAH CHARITABLE TRUST	1	£5k
PARKLAKE CHARITY TRUST	1	£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ADINT CHARITABLE TRUST.

THE ADINT CHARITABLE TRUST income £212k
THE SHANLEY CHARITABLE TRUST income £224k
J E POSNANSKY CHARITABLE TRUST income £133k
TOIMCHEI SHABBOS MANCHESTER income £752k
THE SINCLAIR CHARITY income £654k
THE SEARLE CHARITABLE TRUST income £167k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
SPEARS-STUTZ CHARITABLE TRUST	£126k	—	unclear	—	no doubt
THE ADINT CHARITABLE TRUST FY2025	£212k	—	unclear	—	no doubt
THE SHANLEY CHARITABLE TRUST FY2025	£224k	—	unclear	—	no doubt
J E POSNANSKY CHARITABLE TRUST FY2025	£133k	—	unclear	—	no doubt
TOIMCHEI SHABBOS MANCHESTER FY2024	£752k	—	unclear	—	no doubt
THE SINCLAIR CHARITY FY2024	£654k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.