BRADFORD TRADESMEN'S HOMES

Registered charity 224389 · accounts filings on the Charity Commission register

Almshouse Charity providing housing for eligible persons aged 60+

Objects

THE PROVISION OF ALMSHOUSES FOR POOR PERSONS OVER THE AGE OF 60 WHO HAVE RESIDED OR WORKED IN THE METROPOLITAN AREA OF BRADFORD, WITH A PREFERENCE FOR THOSE PERSONS WHO HAVE BEEN IN BUSINESS, HELD A POSITION OF RESPONSIBILITY IN A PROFESSION IN BRADFORD OR RESIDED IN THE CITY OF BRADFORD FOR NOT LESS THAN TWO YEARS PRIOR TO THEIR APPOINTMENT OR BE THE WIDOW, WIDOWER OR CHILD OF SUCH A PERSON.

Area of benefit: BRADFORD

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Accommodation/housing · website · Get email alerts

Latest income

£237k

Latest spending

£301k

Registered

1963

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds total £492,876, with designated reserves of £672,276 and a permanent endowment of £306,783, resulting in total net assets of £1,471,937. The trustees report that income has covered expenditure and sufficient reserves exist to continue operations for over a year without additional income. The charity maintains a 92.42% occupancy rate and is undertaking ongoing renovation works to improve housing quality.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: adequate cover for the routine cost of management, administration, support costs, cyclical maintenance and day to day repairs and to provide for future major expenditure of an extraordinary nature (held: £493k)

“The Charity pursues a policy which endeavours to maintain unrestricted funds, which are the free reserves of the Charity, at a level that provides adequate cover for the routine cost of management, administration, support costs, cyclical maintenance and day to day repairs and to provide for future major expenditure of an extraordinary nature.” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Trustee conflicts of interest policy and procedures

Trustees · trustee networks

Ian Mathieson Underwoodchair
Beverley Craig · trustee of 1 other charity
JANE FIELDING CARTER · trustee of 3 other charities
Peter Alexander
Peter Fahy

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bradford City

Income and spending

Financial year end	Income	Spending
31/05/2025	£237k	£301k
31/05/2024	£245k	£215k
31/05/2023	£224k	£196k
31/05/2022	£223k	£216k
31/05/2021	£230k	£188k

Common questions

Is BRADFORD TRADESMEN'S HOMES financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted funds total £492,876, with designated reserves of £672,276 and a permanent endowment of £306,783, resulting in total net assets of £1,471,937. The trustees report that income has covered expenditure and sufficient reserves exist to continue operations for over a year without additional income. The charity maintains a 92.42% occupancy rate and is undertaking ongoing renovation works to improve housing quality. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
ESTATE CHARITY OF WILLIAM HATCLIFFE	1	£1.1m
JOHN SWIRE 1989 CHARITABLE TRUST	1	£67k
THE FRANCIS WINHAM FOUNDATION	1	£31k
THE MERCERS CHARITABLE FOUNDATION	1	£15k
COVENTRY CHURCH (MUNICIPAL) CHARITIES	1	£14k
THE WILLIAM DELAFIELD CHARITABLE TRUST	1	£10k
THE HOBSON CHARITY LIMITED	1	£10k
THE BRITFORD BRIDGE TRUST	1	£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ABERFORD ALMSHOUSES.

THE ABERFORD ALMSHOUSES income £177k
THE CITY OF LONDON ALMSHOUSES income £480k
THE DRAPERS' ALMSHOUSE CHARITY income £1.6m
GREENWICH CHARITY OF WILLIAM HATCLIFFE AND THE MISSES SMITH income £460k
The Almshouse Association income £1.2m
SALISBURY CITY ALMSHOUSE AND WELFARE CHARITIES income £2.5m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
BRADFORD TRADESMEN'S HOMES	£237k	—	0	unclear	—	no doubt
THE ABERFORD ALMSHOUSES FY2025	£177k	—	0	above	—	no doubt
THE CITY OF LONDON ALMSHOUSES FY2025	£480k	—	0	above	—	no doubt
THE DRAPERS' ALMSHOUSE CHARITY FY2025	£1.6m	—	0	above	—	no doubt
GREENWICH CHARITY OF WILLIAM HATCLIFFE AND THE MISSES SMITH FY2025	£460k	—	0	unclear	—	no doubt
The Almshouse Association FY2025	£1.2m	—	—	below	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.