PROVINCIAL/WALSH TRUST FOR BOLTON

Registered charity 222819 · accounts filings on the Charity Commission register · also known as PROVINCIAL INSURANCE COMPANY TRUST FOR BOLTON

The trust was set up with the purpose of providing modest financial assistance to individuals or groups living or working within the Bolton Metropolitan area to achieve personal goals or small projects, particularly those helping others. It does not provide for personal loans, commercial enterprises or large building projects.

Objects

THE OBJECT OF THE CHARITY IS GENERAL CHARITABLE PURPOSES FOR THE PUBLIC BENEFIT, IN PARTICULAR BUT NOT EXCLUSIVELY BY PROMOTING THE EDUCATION OF PERSONS UNDER THE AGE OF 25 WHO ARE INHABITANTS OF HARWOOD IN BOLTON.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£47k
Latest spending
£53k
Registered
1964
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of income over expenditure of £11,644 for the year, which was offset by investment gains to increase total reserves by £109,870. The trustees consider that current free reserves of £555,001 are more than sufficient to ensure the charity can continue its current activities. The charity has no stated reserves policy target against which to measure adequacy, but maintains a permanent endowment fund.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bolton

Income and spending

Financial year endIncomeSpending
26/10/2025£47k£53k
26/10/2024£43k£55k
26/10/2023£41k£33k
26/10/2022£33k£41k
26/10/2021£31k£49k

Common questions

Is PROVINCIAL/WALSH TRUST FOR BOLTON financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of income over expenditure of £11,644 for the year, which was offset by investment gains to increase total reserves by £109,870. The trustees consider that current free reserves of £555,001 are more than sufficient to ensure the charity can continue its current activities. The charity has no stated reserves policy target against which to measure adequacy, but maintains a permanent endowment fund. Its FY2025 accounts were independently examined.