BMA CHARITIES TRUST FUND

Registered charity 219102 · accounts filings on the Charity Commission register · also known as BRITISH MEDICAL ASSOCIATION CHARITIES TRUST FUND

Grant giving to doctors and their dependents who are facing financial crisis, to refugee doctors, to medical students and to other medical benevolent funds.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£167k

Latest spending

£294k

Registered

1963

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity's assets and staff were transferred to a new Charitable Incorporated Organisation in November 2025, resulting in nil reserves at year-end. The trustees report that the charity cannot be considered a going concern as it is closing, although its activities will continue within the new entity.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income

“The Charity’s main, consistent source of funding was investment income.” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Reserves position: below the charity's own stated reserves policy

“Total funds held by the Charity at the end of the accounting period were nil as the assets had been transferred to BMA Charities (see notes 21 and 22).” — page 6

Per its FY2025 accounts as filed with the Charity Commission.

Going concern: accounts NOT prepared on a going-concern basis (closing, merging or winding up)

“Accordingly, this charity is not a going concern.” — page 10

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: The BMA Charities Trust Fund receives free use of office accommodation from the BMA. A gift in kind value has been placed on this donation of £7,500 as were the accommodation not provided the Charity would rent equivalent accommodation of this cost elsewhere.

“The BMA Charities Trust Fund receives free use of office accommodation from the BMA. A gift in kind value has been placed on this donation of £7,500 as were the accommodation not provided the Charity would rent equivalent accommodation of this cost elsewhere. The BMA has also donated £8,500 to the Hastings Fund (2024- £10,000 to the Medical Education Fund). The Dain Fund and the Charities Trust Fund share the cost of two employees whose salaries are apportioned across the two charities at an agreed percentage based on a fixed estimate of time spent on each charity's affairs. During the year the Charities Trust Fund had five trustees who are also trustees of the Dain Fund (2024:5). No donations were made by the Dain Fund during the year (2024 - nil) The charity is required to disclose key management salaries. There are two shared employees of the charity, as outlined above, and their remuneration is detailed in note 12 and in the Dain Fund accounts. At the balance sheet date the Dain Fund owed the Charities Trust Fund £nil (2024 - £5,664) under this arrangement. There were no further transactions with trustees aside from reimbursed expenses disclosed in note 9 and insurance in note 10. On the 7th of November a merger agreement transferred the assets and liabilities of the charity totalling £6,713,531, to BMA Charities 1214904.” — page 32

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Begbies. Discloses 4 of 6 completeness components.

Year-over-year changes

Reserves position vs the charity's own policy moved from "above" (FY2024) to "below" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Public fundraising profile: JustGiving — BMA Charities Trust Fund (matched by registered charity number).

Trustees · trustee networks

Dr Amit Kochhar
Dr Bhinder Singh Jheeta · trustee of 1 other charity
Dr PETER JOHN PASHLEY HOLDEN · trustee of 3 other charities
Dr Robert Barnett · trustee of 2 other charities
Rachel Podolak · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£167k	£294k
31/12/2024	£311k	£300k
31/12/2023	£226k	£228k
31/12/2022	£209k	£223k
31/12/2021	£472k	£319k

Common questions

Is BMA CHARITIES TRUST FUND financially healthy?

Per its FY2025 accounts: The accounts state that the charity's assets and staff were transferred to a new Charitable Incorporated Organisation in November 2025, resulting in nil reserves at year-end. The trustees report that the charity cannot be considered a going concern as it is closing, although its activities will continue within the new entity. Its FY2025 accounts were audited by Begbies.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE DAVID FAMILY FOUNDATION	1	£532k
THE RANDAL CHARITABLE FOUNDATION	1	£12k
THE GORDON GRAY TRUST	1	£9k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF NEWBURY ST NICOLAS	1	£7k
THE ARCHER TRUST	1	£5k
THE MICHAEL MARSH CHARITABLE TRUST	1	£4k
THE S M B TRUST	1	£2k
THE DWF FOUNDATION	1	£1k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ROYAL MEDICAL BENEVOLENT FUND.

ROYAL MEDICAL BENEVOLENT FUND income £1.8m
THE SOCIETY FOR RELIEF OF WIDOWS AND ORPHANS OF MEDICAL MEN income £256k
DOROTHY, EMMA & SPIRO LATSIS BENEVOLENT TRUST income £2.5m
BETA CHARITABLE TRUST income £1.7m
THE CHARTERED INSTITUTE OF MANAGEMENT ACCOUNTANTS' GENERAL CHARITABLE TRUST FUND income £117k
THE BIRMINGHAM COMMUNITY HEALTHCARE NHS FOUNDATION TRUST GENERAL CHARITY income £1.1m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
BMA CHARITIES TRUST FUND	£167k	—	0	below	—	not going concern
ROYAL MEDICAL BENEVOLENT FUND FY2025	£1.8m	—	—	unclear	—	no doubt
THE SOCIETY FOR RELIEF OF WIDOWS AND ORPHANS OF MEDICAL MEN FY2025	£256k	—	0	unclear	—	no doubt
DOROTHY, EMMA & SPIRO LATSIS BENEVOLENT TRUST FY2025	£2.5m	—	0	below	—	no doubt
BETA CHARITABLE TRUST FY2024	£1.7m	—	0	unclear	—	no doubt
THE CHARTERED INSTITUTE OF MANAGEMENT ACCOUNTANTS' GENERAL CHARITABLE TRUST FUND FY2025	£117k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.