THE LOUGHBOROUGH WELFARE TRUSTS

Registered charity 214654 · accounts filings on the Charity Commission register

Provide benefit for residents of the old borough of Loughborough through the relief of poverty and sickness and advancement of education.

Objects

SEE INDIVIDUAL CONSTITUENTS

Area of benefit: BOROUGH OF LOUGHBOROUGH

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Get email alerts

Latest income

£36k

Latest spending

£39k

Registered

1972

Accounts read

FY2025

Financial health, per its FY2025 accounts

The charity reported a combined deficit of income over expenditure of £3,436.31 for the year ended 31 December 2025, compared to a deficit of £13,930.28 in the prior year. Total reserves held as at 31 December 2025 were £844,637, an increase from £738,855 in 2024, with the Capital Fund representing the majority of these reserves held for the maintenance of fixed asset investments.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: The Capital Fund represents money set aside for the objective of securing the future of the activities of the Charity by the maintenance of fixed asset investments. The Emergency Repair Fund was created because the Trustees consider it prudent to earmark an element of the reserves to meet unforeseen capital repair expenditure on the charity's properties. The level of this reserve is set at an amount the Trustees consider to be a reasonable estimate of any likely capital repairs’ costs. (held: £845k)

“The Capital Fund represents money set aside for the objective of securing the future of the activities of the Charity by the maintenance of fixed asset investments. The Emergency Repair Fund was created because the Trustees consider it prudent to earmark an element of the reserves to meet unforeseen capital repair expenditure on the charity's properties. The level of this reserve is set at an amount the Trustees consider to be a reasonable estimate of any likely capital repairs’ costs.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Trustee conflicts of interest policy and procedures

Trustees · trustee networks

PAULINE RANSONchair · trustee of 3 other charities
ANN MADDOCKS · trustee of 1 other charity
Councillor Andrew Peter Haynes Cllr
Councillor Sarah Goode Cllr
Dr Diane Harper
Joan Margaret Smidowicz · trustee of 1 other charity
Margaret Hutchinson · trustee of 1 other charity
Mark Royston Murphy
Michael Dennis Devlin
Sandra Forrest · trustee of 2 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Leicestershire

Income and spending

Financial year end	Income	Spending
31/12/2025	£36k	£39k
31/12/2024	£30k	£43k
31/12/2023	£28k	£29k
31/12/2022	£29k	£42k
31/12/2021	£24k	£38k

Common questions

Is THE LOUGHBOROUGH WELFARE TRUSTS financially healthy?

Per its FY2025 accounts: The charity reported a combined deficit of income over expenditure of £3,436.31 for the year ended 31 December 2025, compared to a deficit of £13,930.28 in the prior year. Total reserves held as at 31 December 2025 were £844,637, an increase from £738,855 in 2024, with the Capital Fund representing the majority of these reserves held for the maintenance of fixed asset investments. Its FY2025 accounts were independently examined.