THE LIVERPOOL MERCHANTS' GUILD
To relieve individuals who have been a professional or self employed person, a person who worked in a supervisory capacity, or a clerical or non manual worker and their dependents who are residing in Merseyside or who have so resided for a continuous period of not less than 15 years who are not less than 50 years of age and who are in conditions of need, hardship or distress
Financial health, per its FY2024 accounts
The accounts state that the charity holds unrestricted reserves of £5,667,444, which the trustees consider to be approximately 51 months of expenditure against a policy target of 12 months. The charity is funded primarily by investment income of £1,491,287, which substantially covered charitable expenditure of £1,118,818, resulting in a net income increase of £3,089,627 for the year.
What the accounts disclose
“the Board of Management consider that a reasonable level of reserve would equate to approximately 12 months expenditure.” — page 7
Leadership, per the charity’s website
- R.J. Carter — Trustee
- S.T Chapple-Gill — Trustee
- G. Ferrigno — Trustee
- A.T. Morris — Trustee
- L. Downey — Trustee
- D. Bailey — Trustee
- C. Lewis-Jones — Trustee
- W.M.T. Roberts — Trustee
Structured financials (annual return, FY ending 31/12/2025)
Trustees
- ROBERT JOHN CARTERchair
- ANDREW THOMAS MORRIS
- Catherine Gall
- Dr Catherine Lewis-Jones
- GILLIAN FERRIGNO
- LAWRENCE DOWNEY
- MR DUNCAN BAILEY
- SANDY TIMOTHY CHAPPLE GILL
- William James Frazer Kingdon
- William Tudor Mansel Roberts
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £1.3m | £1.3m |
| 31/12/2024 | £1.5m | £1.3m |
| 31/12/2023 | £1.6m | £1.3m |
| 31/12/2022 | £1.5m | £1.4m |
| 31/12/2021 | £1.5m | £1.5m |
Common questions
Is THE LIVERPOOL MERCHANTS' GUILD financially healthy?
Per its FY2024 accounts: The accounts state that the charity holds unrestricted reserves of £5,667,444, which the trustees consider to be approximately 51 months of expenditure against a policy target of 12 months. The charity is funded primarily by investment income of £1,491,287, which substantially covered charitable expenditure of £1,118,818, resulting in a net income increase of £3,089,627 for the year. Its FY2024 accounts were audited by Mitchell Charlesworth (Audit) Limited.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE MICHAEL BISHOP FOUNDATION | 1 | £1.1m |
| CHURCH REVITALISATION TRUST | 1 | £144k |
| PAULINE MEREDITH CHARITABLE TRUST | 1 | £99k |
| FRIARSGATE TRUST | 1 | £2k |
| HAYS TRAVEL FOUNDATION | 1 | £1k |
| THE SPEECH, LANGUAGE AND HEARING FOUNDATION | 1 | £850 |
| THE IAN ASKEW CHARITABLE TRUST | 1 | £500 |
| THE BASSIL SHIPPAM AND ALSFORD TRUST | 1 | £500 |
Charities like this
- HOLBEACH AND EAST ELLOE HOSPITAL TRUST
- MERSEYSIDE SOCIETY FOR DEAF PEOPLE
- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF BRIGHTON, ST PETER
- THE CARERS CENTRE FOR BRIGHTON AND HOVE LIMITED
- Kamelia Kids
- GOOD THINGS FOUNDATION
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE LIVERPOOL MERCHANTS' GUILD | £1.3m | — | 0 | above | — | no doubt |
| HOLBEACH AND EAST ELLOE HOSPITAL TRUST | £2.4m | — | 0 | unclear | — | no doubt |
| MERSEYSIDE SOCIETY FOR DEAF PEOPLE | £1.1m | — | 0 | above | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF BRIGHTON, ST PETER | £1.5m | — | 0 | above | — | no doubt |
| THE CARERS CENTRE FOR BRIGHTON AND HOVE LIMITED | £668k | — | 0 | unclear | — | no doubt |
| Kamelia Kids | £1.7m | — | 0 | below | — | no doubt |