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THE XCZ TRUST CIO

Registered charity 1210128 · accounts filings on the Charity Commission register

The charity operates in the Bath & NE Somerset area and makes grants to registered charities that provide services to: (a) socially-excluded or disadvantaged people; (b) health-related services; (c) support for religious organisations, primarily of the Christian faith, to enable places of worship to be maintained; and/or (d) cultural benefits to the community to preserve cultural heritage.

Objects

TO ADVANCE SUCH CHARITABLE PURPOSES ACCORDING TO THE LAW OF ENGLAND AND WALES FOR THE PUBLIC BENEFIT, IN PARTICULAR WITHOUT LIMITATION BY PRIMARILY PROVIDING GRANTS TO CHARITIES AND/OR OTHER ORGANISATIONS AS THE CHARITY TRUSTEES SEE FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Bath and North East Somerset, South West, England (from the postcode on the register)

Latest income
£367k
Latest spending
£121k
Registered
2024
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity holds unrestricted reserves of £246,712, which exceeds its stated policy target of maintaining at least £100,000. The accounts were prepared on a going concern basis with no material uncertainties identified by the independent examiner. The charity's income is primarily derived from donations by trustees and related parties, with total incoming resources of £367,322 against charitable expenditure of £120,610.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: at least £100,000 (held: £247k)
“The charity seeks to maintain reserves of at least £100,000 at the end of each reporting period as the timing of its future income from donations by related parties is uncertain.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Mr R K Southgate made gift-aided donations totalling £229,100
“Mr R K Southgate made gift-aided donations totalling £229,100;” — page 12
“Mrs S M Southgate made gift-aided donations of £90,000;” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Mrs S M Southgate made gift-aided donations of £90,000
“Mr R K Southgate made gift-aided donations totalling £229,100;” — page 12
“Mrs S M Southgate made gift-aided donations of £90,000;” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: BRACKS Limited, a company owned and controlled by Mr & Mrs Southgate, made donations totalling £26,000
“Mr R K Southgate made gift-aided donations totalling £229,100;” — page 12
“Mrs S M Southgate made gift-aided donations of £90,000;” — page 12
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£367k£121k

Common questions

Is THE XCZ TRUST CIO financially healthy?

Per its FY2025 accounts: The charity holds unrestricted reserves of £246,712, which exceeds its stated policy target of maintaining at least £100,000. The accounts were prepared on a going concern basis with no material uncertainties identified by the independent examiner. The charity's income is primarily derived from donations by trustees and related parties, with total incoming resources of £367,322 against charitable expenditure of £120,610. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
NORTHAMPTONSHIRE COMMUNITY FOUNDATION1£4k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE BRELMS TRUST CIO.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE XCZ TRUST CIO£367k—0unclear—no doubt
THE BRELMS TRUST CIO FY2025£59k—0unclear—no doubt
CHURCHGATE CHARITABLE TRUST FY2025£313k—0unclear—no doubt
CHURCH BURGESSES TRUST FY2025£2.0m—0below—no doubt
BRIXWORTH COMMUNITY CHURCH FY2025£98k—0unclear—no doubt
THE RASCHE FAMILY CHARITABLE TRUST FY2025£143k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.