THE JOSEPH CHARITABLE TRUST
Objects
THE OBJECTS OF THE CHARITY ARE TO FURTHER SUCH EXCLUSIVELY CHARITABLE PURPOSES ACCORDING TO THE LAW OF ENGLAND AND WALES AS THE TRUSTEES MAY IN THEIR DISCRETION THINK FIT.
Financial health, per its FY2025 accounts
The Joseph Charitable Trust reported unrestricted reserves of £514,439, which the trustees state is maintained at a level equivalent to six months of expenditure, satisfying their stated reserves policy. The charity received £505,251 in income, primarily from donations, while total expenditure was £5,582. The trustees confirmed the charity has adequate resources to continue in operational existence for the foreseeable future.
What the accounts disclose
“It is the policy of the Charitable Trust that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to six month’s expenditure.” — page 4
Policies the charity declares
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Serious incident reporting policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2025
- Grant-making is its main activity
Structured financials (annual return, FY ending 31/12/2025)
Trustees
- DENISE NICOLE JOSEPHchair
- Benjamin Edward Joseph
- David Philip Joseph QC
- Joe Daniel Joseph
- Samuel Alexander Joseph
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £505k | £1k |
| 31/03/2025 | £15k | £370 |
Common questions
Is THE JOSEPH CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The Joseph Charitable Trust reported unrestricted reserves of £514,439, which the trustees state is maintained at a level equivalent to six months of expenditure, satisfying their stated reserves policy. The charity received £505,251 in income, primarily from donations, while total expenditure was £5,582. The trustees confirmed the charity has adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| SIR JOSEPH WILLIAMSON'S CHARITABLE TRUST | 1 | £183k |
| YORK BAPTIST CHURCH | 1 | £18k |
| VENDQUOT LIMITED | 1 | £6k |
| ABG TRUST FUND | 1 | £4k |
| RICHARD WATTS AND THE CITY OF ROCHESTER ALMSHOUSE CHARITIES | 1 | £200 |
Charities like this
- SIR JOSEPH WILLIAMSON'S CHARITABLE TRUST
- THE JG CHARITABLE TRUST
- THE CHARTERHOUSE CHARITABLE TRUST
- The Joseph Collier Charitable Trust
- JOHNSON CHARITABLE TRUST
- THE JOSEPH TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE JOSEPH CHARITABLE TRUST | £505k | — | 0 | unclear | — | no doubt |
| SIR JOSEPH WILLIAMSON'S CHARITABLE TRUST | £187k | — | 0 | unclear | — | no doubt |
| THE JG CHARITABLE TRUST | £173k | — | 0 | unclear | — | no doubt |
| THE CHARTERHOUSE CHARITABLE TRUST | £58k | — | 0 | above | — | no doubt |
| The Joseph Collier Charitable Trust | £45k | — | 0 | unclear | — | no doubt |
| JOHNSON CHARITABLE TRUST | £1.1m | — | 0 | above | — | no doubt |