THREE COUNTIES CHURCHES OF CHRIST

Registered charity 1207942 · accounts filings on the Charity Commission register · also known as WATFORD CHURCH OF CHRIST

Religious organisation

Objects

TO ADVANCE THE CHRISTIAN FAITH FOR THE BENEFIT OF THE PUBLIC IN ACCORDANCE WITH CHRISTIAN PRINCIPLES THROUGH PRAYER MEETINGS, WORSHIP AND TEACHING SERVICES, AND CHILDREN-FOCUSED EVENTS, ENCOURAGING THE LIVING OUT OF CHRISTIAN PURPOSES, THE IMITATION OF CHRIST, AND THE SHOWING OF HIS LOVE ON EARTH TO ALL PEOPLE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Registered contact address: Three Rivers, East of England, England (from the postcode on the register)

Latest income

£70k

Latest spending

£31k

Registered

2024

Accounts read

FY2025

Financial health, per its FY2025 accounts

The charity reported a net surplus of £57,580 for the year, resulting in closing unrestricted reserves of £165,086. The trustees have adopted a reserves policy to maintain at least six months of operating expenditure, a target the current reserves significantly exceed. The accounts were subject to an independent examination which reported no material matters requiring attention.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: at least six months of operating expenditure (reserves figure: £165k)

“The trustees intend to maintain sufficient reserves to cover at least six months of operating expenditure, providing stability in the event of income fluctuations or unforeseen circumstances.” — page 6

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Complaints policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Safeguarding policy and procedures
Serious incident reporting policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

Volunteers: 50
Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/12/2024

Volunteers: 45

Source: this charity’s annual returns on the Charity Commission register.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Malcolm Colin Cox Dip Thchair
Daniel Christopher Makinson
Penelope Jane Cox MRCGP, DCH, DRCOG
Rebecca Marie Barratt Makinson

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford · Buckinghamshire · Hertfordshire

Income and spending

Financial year end	Income	Spending
31/12/2025	£70k	£31k
31/12/2024	£114k	£11k

Common questions

Is THREE COUNTIES CHURCHES OF CHRIST financially healthy?

Per its FY2025 accounts: The charity reported a net surplus of £57,580 for the year, resulting in closing unrestricted reserves of £165,086. The trustees have adopted a reserves policy to maintain at least six months of operating expenditure, a target the current reserves significantly exceed. The accounts were subject to an independent examination which reported no material matters requiring attention. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
FIRST IPC PRESBYTERY OF THE UNITED KINGDOM	1	£119k
THE ALMOND TRUST	1	£15k
GOSPEL PARTNERS TRUST	1	£11k
THE SOLA TRUST	1	£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE REDEEMED CHRISTIAN CHURCH OF GOD, TRINITY ZONE.

THE REDEEMED CHRISTIAN CHURCH OF GOD, TRINITY ZONE income £63k
RCCG CITY OF FAITH income £42k
TRINITY CHURCH CHESTER income £95k
The City Church income £667k
THE ASSEMBLY OF THE BRETHREN IN CHRIST'S CHURCH LIMITED income £70k
THE REDEEMED CHRISTIAN CHURCH OF GOD THIS LATTER HOUSE, CORBY income £59k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
THREE COUNTIES CHURCHES OF CHRIST	£70k	—	—	unclear	—	no doubt
THE REDEEMED CHRISTIAN CHURCH OF GOD, TRINITY ZONE FY2025	£63k	—	—	unclear	—	no doubt
RCCG CITY OF FAITH FY2025	£42k	—	0	unclear	—	no doubt
TRINITY CHURCH CHESTER FY2025	£95k	£31,013	0	above	—	no doubt
The City Church FY2025	£667k	—	0	above	—	no doubt
THE ASSEMBLY OF THE BRETHREN IN CHRIST'S CHURCH LIMITED FY2025	£70k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.