COVENANT OF MERCY LTD

Registered charity 1207670 · accounts filings on the Charity Commission register · also known as COVENANT OF MERCY

Religious Activities

Objects

TO ADVANCE THE CHRISTIAN FAITH FOR THE BENEFIT OF THE PUBLIC IN ACCORDANCE WITH THE PRINCIPLES OF THE CHRIST APOSTOLIC CHURCH.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Registered contact address: Dartford, South East, England (from the postcode on the register)

Latest income
£772k
Latest spending
£762k
Registered
2024
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net income of £9,807 for the year ended 31 May 2025, resulting in total funds carried forward of £230,217. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. The charity relies on interest-free concessionary loans from congregation members to fund its operations and asset acquisitions.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations and gifts (100% of income)
“Donations and gifts 772,287”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Concessionary Loan
“Peculiar Care Homes Limited advanced an interest-free, unsecured concessionary loan of £110,000 to the charity strictly to fund the acquisition of operational event land. The loan has no fixed repayment date and is repayable at the sole discretion of the charity when cash flows permit. At 31 May 2025, the balance outstanding was £110,000.” — page 10
“Peculiar Care Homes Limited made an unconditional charitable gift (donation) of £20,100 to the charity during the period.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donation
“Peculiar Care Homes Limited advanced an interest-free, unsecured concessionary loan of £110,000 to the charity strictly to fund the acquisition of operational event land. The loan has no fixed repayment date and is repayable at the sole discretion of the charity when cash flows permit. At 31 May 2025, the balance outstanding was £110,000.” — page 10
“Peculiar Care Homes Limited made an unconditional charitable gift (donation) of £20,100 to the charity during the period.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/05/2025)

Total income
£772k
Total spending
£762k
Cost of raising funds
£165k
Reserves (reported)
£60k
Employees
0

Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 21.4% of total income — in the top quarter for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/05/2025£772k£762k

Common questions

Is COVENANT OF MERCY LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net income of £9,807 for the year ended 31 May 2025, resulting in total funds carried forward of £230,217. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. The charity relies on interest-free concessionary loans from congregation members to fund its operations and asset acquisitions. Its FY2025 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE HOUSEHOLD OF MERCY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
COVENANT OF MERCY LTD£772k—0unclear—no doubt
THE HOUSEHOLD OF MERCY FY2025£25k—0unclear—no doubt
THE MERCERS CHARITABLE FOUNDATION FY2025£6.6m—0unclear—no doubt
HOUSE OF MERCY CHRISTIAN ASSEMBLY FY2025£167k—0unclear—no doubt
MACCLESFIELD MUSLIM COMMUNITY CENTRE FY2025£38k—0unclear—no doubt
NEW COVENANT CHURCH MANCHESTER FY2024£470k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.