Charity Accounts Intelreading the accounts so you don’t have to

MERCY CARDIFF

Registered charity 1207511 · accounts filings on the Charity Commission register

Objects

ADVANCING THE CHRISTIAN FAITH FOR THE BENEFIT OF THE PUBLIC IN INNER-CITY CARDIFF, PARTICULARLY THE COMMUNITY OF ADAMSDOWN IN ACCORDANCE WITH THE STATEMENT OF FAITH BY PROVIDING FACILITIES TO CARE FOR THE POOR, SUPPORT VULNERABLE ADULTS AND YOUNG PEOPLE, PROVIDE VOCATIONAL TRAINING OPPORTUNITIES, PROMOTE COMMUNITY COHESION, ALL WITHIN A CHRISTIAN ETHOS.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Disability · Religious Activities · Economic/community Development/employment · Human Rights/religious Or Racial Harmony/equality Or Diversity · Recreation · website · Get email alerts

Latest income
£48k
Latest spending
£61k
Registered
2024
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity had a total deficit of £13,000 for the year, driven by non-recurring development costs, though the church fund itself ran a surplus of nearly £12,000. The trustees report that overall finances remain healthy with carried forward funds of over £50,000, which exceeds their stated prudent reserve policy of approximately £7,500.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none
“Mercy Cardiff gratefully acknowledges very generous donations from several churches, organisations and individuals.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three month's operating costs (held: £50k)
“The trustees would consider it prudent to retain three month's operating costs as a reserve which would equate to approximately £7,500.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cardiff

Income and spending

Financial year endIncomeSpending
31/12/2025£48k£61k
31/12/2024£97k£36k

Common questions

Is MERCY CARDIFF financially healthy?

Per its FY2025 accounts: The accounts state that the charity had a total deficit of £13,000 for the year, driven by non-recurring development costs, though the church fund itself ran a surplus of nearly £12,000. The trustees report that overall finances remain healthy with carried forward funds of over £50,000, which exceeds their stated prudent reserve policy of approximately £7,500. Its FY2025 accounts were independently examined.